ATM
product on 8 shows · 14 statements across 12 episodes
the Y Combinator Startup Podcast 
Masters of Scale 
the Neon Show 
the Startup Ideas Podcast 
Top Founders 
the a16z Podcast 
All-In 
20VC
13 statements about ATM, every show
Calacanis: COBOL code runs 95% of US ATMs and Social Security payments
“It runs 95% of ATMs in the US, and it powers Social Security payments.”
Vance: ATMs increased financial sector employment and wages
“In reality, the advent of the ATM made bank tellers more productive, and you have more people today working in customer service in the financial sector than you had when the ATM was created. Now they're doing slightly different jobs, of course. Yes, they're do…”
Sasi: Indian bank ATMs are managed by third-party vendors, not banks
“If you look at all the ATMs today in the country, they are not managed by the banks.
The ATMs are managed by a vendor.”
Sasi: CloudSEK found ATM vendor flaw exposing live footage and cash schedules
“We discovered a simple issue that allowed any ATM in the country to be monitored because the vendor who was managing that ATM had a misconfiguration in one of their audit application, and it was exposed on the internet, which allowed anyone to see the live foo…”
Blomfield: Monzo killed a cheap acquisition channel due to negative customer LTV
“Back at Monzo, we found a particular money saving blog that was very, very cheap to get users from. They sent us hundreds and hundreds of users when we were eventually paying for advertising. It seemed very, very cheap, but the customers, it turns out, were de…”
Ismail: ATMs lowered branch costs 10x without reducing bank teller jobs
“When we looked in the past, when we've had disruptive technological innovation,
To come in and completely clean up.
We found that we don't lose jobs.
What we do is we increase capacity.
I'll give you a very clear example, which is in the seventies, we created …”
Sanchez: ATM route investments break even for first three to four years
“Because how these models work is you really make no money for the first three to four years. You basically break even. And then after it, you can start to have a pretty nice little return.”
Fisher: 60% of US ATMs Are Run by Independent Operators
“Little, little fact that people don't know, 60% of the ATMs in the country are actually run by independent operators.”
Fisher: Dispensary ATMs Can Be 15x More Profitable Than Regular ATMs
“And the funny side point to that is you put an ATM in a cannabis, cannabis dispensary because they're so cash based. Hopefully you don't rig people over the coals with fees, but they can be very lucrative about 15 times the profitability as a regular ATM.”
Chen: The introduction of ATMs actually increased total U.S. bank teller jobs
“After the introduction of the ATM for banking, the total number of bank tellers in the country increased, right? Because what we did was we built banks with ATMs in convenient places and put tellers in them. So we expanded the reach of banks so that you're, yo…”
Evans: Worldwide ATMs Ran Windows XP Until Recently
“The three million ATMs on Earth all run Windows XP until quite recently.”
Hindawi: Tanium runs on ATMs, POS systems, and heart rate monitors
“So the beauty of this whole thing is it's so lightweight, you can actually put it in VMs. We have people who are putting it on process controllers and ATMs and point of sale devices and the heart rate monitors.”
Mitra: Financial tech stagnated between ATMs and alternative finance
“In financial services, per se, bar the ATMs that were innovated sort of mid-nineties, mid-eighties, I believe nothing really has happened, so all the financial engineering that went on was product engineering rather than leveraging technology to actually impro…”