Fintech Companies
topic on 7 shows · 12 statements across 12 episodes
the Pitch 
Innovators & Investors 
Capital Allocators 
Top Founders 
How I Built This 
the a16z Podcast 
20VC
12 statements about Fintech Companies, every show
O'Driscoll: Fintechs Trade on Financial Multiples Adjusted for Growth
“They'll trade like financial companies, financial services companies, but they will be adjusted for growth.”
Regulated Fintechs Face a Smaller Operational Transition When Going Public
“One is, you know, we already know how to operate in a highly regulated context. So the gap between a tech company like us versus another tech company that just doesn't have to deal with scrutiny it's pretty wide. So we're, the gap for us from here to becoming …”
Dusek: Financial services for unbanked populations offer enormous scale
“Several of our fintech companies were focused, are focused on serving an unbanked population, i.e. In designing financial service products for people who are trading or living on two or three dollars a day, the lowest socioeconomic Demographic of society, but …”
Yin: Fintech founders must answer for past industry CAC failures
“Because especially in fintech, a lot of VCs have gotten burned by customer acquisition. So in, in many ways you have to address problems That are unrelated to your business that have been created by other fintech companies.”
Zullo: Many Consumer and FinTech Startups Died Cutting Back Growth
“I can point to a ton of consumer companies, a ton of FinTech companies that move the opposite direction that, you know, despite You know, trying to cut back their growth, you know, went through the floor and those companies are largely dead right now.”
Acevedo: Translating fintech apps into Spanish alienates young US Latinos
“That's the last thing you need to be doing because that sends a very powerful message that that's not for them, that that's for their parents or grandparents.”
Forman: Banks, fintechs, and institutions will be DeFi's largest consumers
“And the largest consumers of DeFi will be banks, will be fintech companies, and will be institutions.”
Hamed: Most fintech startups are actually bad businesses without enduring moats
“One of the most wonderful things about fintech companies is most of them are pretty bad businesses. And we spent a lot of time trying to actually discern which fintech companies are good companies to begin with and which fintech companies are just never going …”
Strange: Nearly 2,000 fintech companies launched in 2019
“Last year alone, there were close to 2000 fintech companies that were launched.”
Pathak: Regulators hold sponsor banks liable for fintech partner compliance failures
“The bank bears the risk for the primary regulators. Now we've seen precedent being set where CFPB goes directly to fintech companies and also finds them, but mostly what happens is your primary regulator is going to knock on your door, you're being the bank's …”
Hinrikus: Fintechs must control the full stack to improve services
“Purely by putting on a little bit of makeup and a better front end, you can't really offer a fundamentally better service. So you do need lots of kind of, you know, let's say, you know, as a popular world, this word is full stack. You know, you need to control…”
McLaughlin: Silicon Valley fintechs are underfunded by drip rounds
“I think that's one of the problems I'm seeing in Silicon Valley is a lot of these companies, not necessarily these wealth management companies, but in general are not getting enough funding. Everybody wants to build fintech companies. Exactly. There's no one t…”