The Ledger

Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.

why aren't all 3,051 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 17 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable

Insight
Sexton: Monogamy is an economic trade of freedom for companionship and sex
“I've always said in relationship, like, if you're gonna rob me of solitude, you owe me companionship. If I'm gonna trade having sex with lots of women For having sex with you regularly. Then that's the deal. Like that's the economy that we've agreed to.”
James Sexton Aug 26, 2026 ▶ 41:51 The Psychology of Cheaters (According To A Divorce Lawyer) | James Sexton
Assertion Partly supported
Sexton: Infidelity plays a role in 70% to 80% of divorces
“I would be speculating, because it's hard to measure those things. I would say close to 70 to 80%. Where there's some, where infidelity played some part, in some degree.”
James Sexton Aug 26, 2026 ▶ 43:50 The Psychology of Cheaters (According To A Divorce Lawyer) | James Sexton
Opinion
Sanchez: Working from home is a tragedy unless someone has made it
“I think it's a tragedy, actually. Unless you've made it. If you've made it, work from home, maybe.”
Codie Sanchez Aug 24, 2026 ▶ 46:52 Billionaire Investor: How I’d Go from $0 to $1M in a Year | David Adelman
Assertion Partly supported
Godin: Authors can buy a NYT bestseller spot for $65,000
“Because I can tell you how to do it for 65,000 dollars. There are people who have to Books on there. Paid money to game their way onto it.”
Seth Godin Aug 12, 2026 ▶ 10:57 How to Solve Problems Better Than 99% of People | Seth Godin
Assertion Supported
Herjavec: 4,400 people became millionaires on SpaceX's public listing day
“Like SpaceX went public, 4400 people became millionaires on that day. 400 people became deca-millionaires.”
Robert Herjavec Jul 22, 2026 ▶ 19:15 The Mindset Shift That Made Me Millions | Robert Herjavec
Insight
Herjavec: Test products with paying customers at 20% completion
“Instead of waiting till the product is done a hundred percent, wait until it's done 20% and call a paying customer.”
Robert Herjavec Jul 22, 2026 ▶ 30:17 The Mindset Shift That Made Me Millions | Robert Herjavec
Insight
Hammer: A Reliable Used 'Beater' Car Now Costs Around $10,000
“I mean, a two to 3000 hour car, three to 4000 hour car that also puts you in a bad financial position. Cause it's not pre pandemic times where you could get a beater. Like that now your new beater that's going to be reliable for a while is like, 10 K.”
Caleb Hammer Jul 13, 2026 ▶ 21:36 The #1 Money Habit That Separates Winners from Losers | Caleb Hammer
Assertion Not checkable as stated
Hammer got a guest fired for using a racial slur
“I called his boss in the post show and got him fired.”
Caleb Hammer Jul 13, 2026 ▶ 54:03 The #1 Money Habit That Separates Winners from Losers | Caleb Hammer
Prediction Open · timeframe Jul 2031
Hammer: Social Security Faces a 25% Cut Within Five Years
“Social security about to get a 25% cut in literally five years.”
Caleb Hammer Jul 13, 2026 ▶ 1:04:40 The #1 Money Habit That Separates Winners from Losers | Caleb Hammer
Assertion Not checkable as stated
Sanchez: Remote human assistants deliver higher ROI than AI for her company
“I just told my team today that we found that hiring a remote assistant has a better ROI for my company than using AI.”
Codie Sanchez Jun 30, 2026 ▶ 10:50 You're Wasting Your Life (Here's How To Fix It)
Insight
Do: Service providers should never justify their high prices to clients
“One of my rules is never justify your price. So when they say, why does it cost so much, Chris? Because it costs that much for me to do it. I'm not saying you can't get it done for less, because I'm sure you can, but not for me. You have a right, and I encoura…”
Chris Do Jun 24, 2026 ▶ 11:11 This Mindset Shift Can 10x Your Income | Chris Do
Opinion
Do: Budweiser's progressive campaign alienated its core because it was inauthentic
“And the classic example is, I think when Budweiser tried to do something that was non-binary, it said something that was quote unquote very woke. And there was a lot of backlash for that because we know that's not them. And they're just signaling, virtue signa…”
Chris Do Jun 24, 2026 ▶ 30:47 This Mindset Shift Can 10x Your Income | Chris Do
Insight
Do: Praising children conditionally teaches them to constantly seek external approval
“Because for them to, for me to be proud, it means there's times when I'm not proud. I'm always proud. I'm proud when you exist. That's all that needs to happen. You get You get love, appreciation, and joy just because you exist in this world. I bet you're prou…”
Chris Do Jun 24, 2026 ▶ 43:04 This Mindset Shift Can 10x Your Income | Chris Do
Opinion
Sanchez: Ignoring Musk's lessons because you dislike him makes you an idiot
“If you don't like him, you know, Elon talks about the idiot test, but I think the other idiot test is, if you don't like Elon Musk, you're the idiot, because there's something to learn from him, no matter what.”
Codie Sanchez Jun 17, 2026 ▶ 8:13 How Elon Musk Solves Problems | Eric Jorgenson
Prediction Not checkable as stated
Jorgenson: Tesla and SpaceX are becoming the biggest companies on Earth
“To do both of these, like, generation-defining, singular companies that were on nobody's radar, that are now, I think, on the way to being the biggest companies on Earth.”
Eric Jorgenson Jun 17, 2026 ▶ 16:31 How Elon Musk Solves Problems | Eric Jorgenson
Assertion Not checkable as stated
Jorgenson: Musk solved a months-long Starship bottleneck in an overnight surge
“They'd spent months trying to, like, weld a dome for Starship that fit over the, this, like stainless steel cone that was gonna go over the top of the rocket, and they hadn't gotten it done for months, and he just showed up at the site, was like, we're gonna h…”
Eric Jorgenson Jun 17, 2026 ▶ 20:03 How Elon Musk Solves Problems | Eric Jorgenson
Assertion Not checkable as stated
Jorgenson: Musk escalates status updates to hourly 24/7 emails during bottlenecks
“The status updates escalate with how serious the bottleneck is. So weekly cadence for, you know, maybe a normal bottleneck. It'll go to daily, like a daily, 24 hour sync on whatever the bottleneck is to run the algorithm on it. For one week, one guy, I don't k…”
Eric Jorgenson Jun 17, 2026 ▶ 22:11 How Elon Musk Solves Problems | Eric Jorgenson
Insight
Jorgenson: 99.9% of organizations err on firing employees too slowly
“And what I realized is like erring on the side of firing too quickly is actually so rare. And so we have such like an emotional reaction to it. Oh, it's unfair, but actually 99.9% of organizations on the planet are erring on the side of firing too slowly.”
Eric Jorgenson Jun 17, 2026 ▶ 45:05 How Elon Musk Solves Problems | Eric Jorgenson
Insight
Evans: Bezos preferred paying for redundant teams over forcing early collaboration
“I'd rather pay to get two of something because I find when I force people to collaborate too soon, they gridlock and argue about priorities, and what I actually get is nothing. And so I'd rather pay for two Then get zero, and if we're so lucky as to get two wo…”
Ethan Evans Jun 3, 2026 ▶ 57:56 Ex-Amazon VP: Lessons from Working with Jeff Bezos that Changed My Life | Ethan Evans
Opinion
Sanchez: Many VC investors lack skin in the game and operating experience
“A lot of these investors are salaried investors. They got no skin in the game, and they've never actually run anything.”
Codie Sanchez May 27, 2026 ▶ 24:56 Mutli-Millionaire CEO: The Simple Steps to Self-Made Success | Everette Taylor
Insight
Gladwell: Interview questions about hard tasks fail because top performers enjoy challenges
“The problem with the question tell me the hardest thing you've done is that the person we're most interested in wouldn't be able to answer that question because they wouldn't have perceived it as hard.”
Malcolm Gladwell May 21, 2026 ▶ 14:07 How to Be More Successful Than 99% of People | Malcolm Gladwell
Opinion
Gladwell: Housing crisis stems from not building and blocking market forces
“Oh, we're just not building enough of it. You know, for a million stupid reasons, and we've let existing homeowners close the door to potential homeowners. We treat landlords like enemies. We think the rules of the marketplace don't apply when it comes to hous…”
Malcolm Gladwell May 21, 2026 ▶ 1:02:58 How to Be More Successful Than 99% of People | Malcolm Gladwell
Insight
Jain: Raising a $100M check is easier than early rounds
“It's pretty much the same process when you're raising a hundred million dollar check. If anything, it might actually be easier. Yeah. Because you're talking to folks at that scale, this is what they do institutionally.”
Ankur Jain May 13, 2026 ▶ 1:44 Billionaire Founder: No One Tells You This About Starting A Company | Ankur Jain
Assertion Not checkable as stated
Sanchez: Peter Thiel rejected Replit, saying it would never be big
“I remember when I told Peter Thiel that he should invest in the company and Peter said, it's never going to be a big company. This vibe coding thing is sort of ridiculous. And he put it in an email”
Codie Sanchez May 13, 2026 ▶ 35:59 Billionaire Founder: No One Tells You This About Starting A Company | Ankur Jain
What-if
Jain: Early VC would have killed Bilt's 18-month regulatory fight
“If I had raised venture capital money at the beginning of the company, there's no way I would have had the freedom to make the decision to fight for 18 months to go try to solve that. Because we were looking at this for a 10, 20, 30 year opportunity was worth …”
Ankur Jain May 13, 2026 ▶ 54:52 Billionaire Founder: No One Tells You This About Starting A Company | Ankur Jain
Opinion
Sanchez: Harvard and Google credentials have almost zero correlation with job fit
“Resumes and history has so little correlation to good and a fit. There's almost no correlation. And it used to be that if you worked at some of these big companies, you're like, There's a pretty high indicator that you might continue to have like a certain out…”
Codie Sanchez May 7, 2026 ▶ 32:23 How to Get Rich (Without Getting Lucky) | Eric Jorgenson on Naval Ravikant
Disclosure
Sanchez: Applicants must complete unpaid audition projects to prove authentic interest
“Now we make everybody do a creative project, and I don't like to pay people for it, not because of the expense. I don't like to pay people because I want to know how they feel about Doing work with us. Are they really interested? Or are they merely kind of cur…”
Codie Sanchez May 7, 2026 ▶ 32:52 How to Get Rich (Without Getting Lucky) | Eric Jorgenson on Naval Ravikant
Insight
Sanchez: Naval Ravikant is mathematically wrong about not getting rich renting time
“He talks about how you know, you'll never get rich renting your time. And I actually don't agree with that. I mean, mathematically it's not true. Like Sheryl Sandberg, quite rich. Always been an employee.”
Codie Sanchez May 7, 2026 ▶ 43:12 How to Get Rich (Without Getting Lucky) | Eric Jorgenson on Naval Ravikant
Opinion
Sapp: Jeremy Miner's Confused Door-to-Door Tactic Gets Doors Slammed
“Jeremy Miner is a great guy. Love Jeremy Miner. He's awesome. He's an OG. He was actually the reason I started posting, because I was really good at sales. I was making all this money, and I wanted to learn sales, so I'm looking up, like, sales tips online on …”
Shelby Sapp Apr 16, 2026 ▶ 9:00 4 Steps to Become a Sales Machine (Make a TON of Money) | Shelby Sapp
Opinion
Sapp: Miami's Business and Networking Scene Is Mostly Smoke and Mirrors
“I lived in Miami for a while, and I think everybody in Miami, it's kind of smoke and mirrors in there.”
Shelby Sapp Apr 16, 2026 ▶ 30:05 4 Steps to Become a Sales Machine (Make a TON of Money) | Shelby Sapp
Opinion
Sanchez: Chamath Palihapitiya led two of the decade's best investment deals
“Now look at the guy. He's done like two of the biggest and best transactions you could say in the last decade in investing.”
Codie Sanchez Apr 14, 2026 ▶ 11:49 How to Make the Greatest Comeback of Your Life.
Opinion
Zimmer: CEOs Spoke Out During MeToo for Virtue Signaling, Now Stay Silent
“During, you know, Black Lives Matter and Me Too, you know, every, you know, every corporate CEO couldn't wait for, To say something, because it was the virtue signaling that was key to the time, and now we're all, you know, everyone's either so afraid or so am…”
Jeremy Zimmer Apr 9, 2026 ▶ 20:35 Hollywood CEO: How to Look Powerful in Any Room | Jeremy Zimmer
Opinion
Zimmer: Netflix or Paramount acquiring Warner Bros. would devastate Hollywood
“You know, this whole, like, who's gonna get net, you know, who's gonna get Warner Brothers? Netflix is gonna get it, or Paramount's gonna get it. You know, in a weird way, either one of them getting it is terrible for our business. It's terrible for the city o…”
Jeremy Zimmer Apr 9, 2026 ▶ 35:04 Hollywood CEO: How to Look Powerful in Any Room | Jeremy Zimmer
Opinion
Zimmer: Greedy Hollywood studios pocketed profits and enabled Netflix's disruption
“While we were investing in diversification, the studios weren't. They were making movies, making television, making huge profits, putting it in all the executive pockets, and they were not investing. And the fact that Netflix was built outside of our industry …”
Jeremy Zimmer Apr 9, 2026 ▶ 1:08:30 Hollywood CEO: How to Look Powerful in Any Room | Jeremy Zimmer
Assertion Supported
McDonald: MIT study shows AI essay writing reduces brain activation
“It's kind of new, but it's a study out of MIT that's shown that, okay, they had people Use AI versus Google versus nothing to write essays, and what they found was that over time it led people that used AI specifically like less engagement in their brain, less…”
Emily McDonald Apr 6, 2026 ▶ 58:58 #1 Followed Neuroscientist: Break Your Negative Thinking
Insight
Brooks: Using AI as a therapist, lover, or friend causes depression and emptiness
“If you use AI as your therapist or your lover or your friend, It will leave you feeling empty, depressed, and anxious. That's the bottom line.”
Arthur Brooks Mar 26, 2026 ▶ 4:35 You Need To Be Bored. Here's Why. | Dr. Arthur Brooks
Assertion Supported
Eyal: 'Spiritual but not religious' people have higher depression risk
“Turns out those people are much more likely to suffer from depression and anxiety disorder than people who do affiliate with some kind of religious community.”
Nir Eyal Mar 19, 2026 ▶ 20:40 How To Stay Focused, Beat Distraction, and Get Things Done | Nir Eyal
Insight
Eyal: Beliefs should be treated as functional tools rather than truths
“Beliefs are tools, not truths. And so I can have this conviction that is open to revision based on new evidence because it serves me.”
Nir Eyal Mar 19, 2026 ▶ 22:38 How To Stay Focused, Beat Distraction, and Get Things Done | Nir Eyal
Insight
Sanchez: AI Shifts the 80/20 Rule to a 99/1 Dynamic
“With AI and automation, it's not eighty-twenty anymore. It's ninety-nine-one, which is like the right decision at the right time Will always outperform effort alone, and the one percent of things you choose to work on will now drive 99% of your results.”
Codie Sanchez Mar 18, 2026 ▶ 16:00 If AI Takes Our Jobs… What’s Left for Humanity?
Assertion Partly supported
Galloway: 30-Year-Old Americans Are Less Wealthy Than Parents Were at 30
“The average seven year old is 72% wealthier than they were 40 years ago. The average forty-year-old is 24, a person under the age of 40 is 24% less wealthy, and for the first time in our nation's history, a thirty-year-old man or woman isn't as wealthy as his …”
Scott Galloway Mar 9, 2026 ▶ 3:22 Scott Galloway: The ONLY Savings Strategy You Need
Assertion Partly supported
Galloway: Harvard Grew Endowment 4,000% While Class Size Grew 4%
“Harvard, fifty-four billion dollars in endowment, It's grown its endowment 4000% in the last 30 or 40 years, up forty-fold. It's grown its freshman class size four percent.”
Scott Galloway Mar 9, 2026 ▶ 6:55 Scott Galloway: The ONLY Savings Strategy You Need
Assertion Supported
Galloway: Mississippi Average Household Income Equals or Exceeds UK and Germany
“If you take the poor state, Mississippi, the average household income there is still the same or higher than it is in the UK, Germany, South Korea, Japan.”
Scott Galloway Mar 9, 2026 ▶ 11:28 Scott Galloway: The ONLY Savings Strategy You Need
Assertion Partly supported
Galloway: Corporate Taxes Lowest Since 1938, Top 25 Pay 6% to 8%
“Corporations are paying the lowest tax rate since 1938. The super rich, not the near rich, but the super rich, the wealthiest 25 Americans pay an average tax rate of six to eight percent.”
Scott Galloway Mar 9, 2026 ▶ 12:46 Scott Galloway: The ONLY Savings Strategy You Need
Prediction Not checkable as stated
Galloway: Failed US Treasury auctions will eventually cause interest rates to skyrocket
“At some point, the Chinese or whoever aren't going to show up for one of our treasury auctions, and interest rates are going to skyrocket, and you're going to have, you know, shit's going to get real pretty fast.”
Scott Galloway Mar 9, 2026 ▶ 19:43 Scott Galloway: The ONLY Savings Strategy You Need
Assertion Partly supported
Galloway: 40% of US government spending goes to seniors, heading to 50%
“40% of all spending right now, government spending, goes to seniors. It's about to be 50%, which lowers the amount of money we can invest in technology, R&D, and education, which have a much bigger payoff.”
Scott Galloway Mar 9, 2026 ▶ 20:29 Scott Galloway: The ONLY Savings Strategy You Need
Insight
Galloway: Career Passion Comes From Mastery and Economic Security
“Passion comes from artistry, mastery, and economic security.”
Scott Galloway Mar 9, 2026 ▶ 26:02 Scott Galloway: The ONLY Savings Strategy You Need
Opinion
Galloway: The US Corporation Is the Greatest Wealth Creator in History
“If you have access to corporate America, the US corporation is the greatest wealth creator in history.”
Scott Galloway Mar 9, 2026 ▶ 40:55 Scott Galloway: The ONLY Savings Strategy You Need
Insight
Galloway: Business School Is for the 'Elite and the Aimless'
“I describe business school for the elite and the aimless. Ooh. You're good at what you do, you're smart, you want to make money, you're disciplined, but you have no idea what you want to do. We all try to sound very focused in our business school applications,…”
Scott Galloway Mar 9, 2026 ▶ 43:23 Scott Galloway: The ONLY Savings Strategy You Need
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