SWIFT

“For this, for now, you still need to have a Mac, and you need to have Xcode downloaded, but it can one-shot mobile apps, like full mobile apps.”

“I think our current models are quite capable of taking an Electron app and replicating it Swift.”

“Started in 2010, it launched publicly by Apple in 2014, ok? And by the time it launched in 2014, only about 250 people in the world knew about it. Most of whom were in my team, about 200 and something of them were in my team, and then it was senior execs, mark…”

“My co-founder's name is, is Max Lee. The same name is on the OFAC blacklist. So whoever that he's sending a payment using his personal name, because at that time, you know, we're still using personal name to sending money around the world. And his name, his pa…”

“At the same time, the one thing that I was disappointed about is that you cannot access these local models directly. It's something that a lot of folks aren't talking about. They've put a pretty intense wrapper around it, at least on the developer front. You k…”

“I think I burned. 18 months of time for like a hundred engineers, like literally from the decision I made in the first week of joining Shopify”

“Some use cases are definitely valid. For example, stable coins or enabling instant money transfers through stable coins. Competing with SWIFT on corresponding banking system. Yeah, it's actually very valuable.”

“If it's about indeed cross border type of transactions, we still work with relatively old systems like Swift with all their challenges. They try to innovate. Like that's the area where I would see there is a future for stable coins.”

“I think there is a likelihood there will be alternatives. Yeah. And also I think to your example on stable coins, like that could be an alternative longer term. Also if there are issues with Swift.”

“The one thing that I was disappointed about is that you cannot access these local models directly. It's something that a lot of folks aren't talking about. They've put a pretty intense wrapper around it, at least on the developer front. You know, you can use t…”

“And if you look at Swift in July, you know, the Swift volumes on us dollars was the largest ever.”

“SWIFT, which is sort of like the international payments backbone, the share of Yuan transactions briefly rose above three percent. In 20, 22, that was the peak, and it's now off 26% down to about 2.2%.”

“There's features of Python, Ruby, CoffeeScript, JavaScript, Go and even hints of languages like Java and Lisp that they've incorporated into it”

“It felt to me at least like they're building this for themselves as well to help Apple's own efforts as opposed to like Here's a kit. You go use this. We'll use the real, real stuff. You guys can use this sort of dumbed down limited thing. And it doesn't feel …”

“If you look at Swift and Java, they're almost identical to the way apps were built in the nineties. Like not much has changed.”