The Ledger, every show

“I think also working remotely has had a bunch of benefits where there's a way larger talent pool available to companies like Stripe.”

“It's more than a trillion dollars a year.”

“When someone comes and buys something from a Stripe user, 93% of the time, we have seen that card before.”

“I think the lesson we have all learned from the internet is one of the big mistakes you can make is underestimating how large a market is going to be.”

“As far as we see it, there is not a playbook for building an API-oriented service, and so a lot of that is still emerging.”

“So Wish is an e-commerce company. They flipped over from a checkout they had built on mobile to Stripe Elements. We spent all this time optimizing a mobile checkout just because it's an interest for us to do and not other people. And they saw a seven percent u…”

“As more people come online in more countries, as you know, things are heterogenizing where, you know, now you have a Chinese market available to you, but everyone's on WeChat Pay and Alipay rather than credit cards.”

“Any time that you have, you know, one effect, like a, you know, a positive effect that can be measured and a negative effect that can't be measured, you're going to see all these perverse organizational incentives because people track to the metric that can be…”

“When we're looking at blocking fraud, we're doing stuff like, you know, looking at the, you know, we have JavaScript running on the end customer's web browser, and so we can tell a lot more about the veracity and is this customer who they claim to be than your…”

“Indeed, Anthropic just installed workday, very famously.”

“Billing is being used by more than 300,000 companies, manages nearly two hundred million active subscriptions, and is emerging as the revenue engine of the AI era.”

“Of the 500 companies in the S&P 500 at its inception in 1957, only 53 remain in the index today. More than half of that remaining 53 use stripe.”

“Back in 1957, companies could expect to remain in the index for 61 years. In 1980, the average tenure was 36 years. Today, it's just under 20 years.”

“Turo, the world's largest car sharing marketplace, used our optimized checkout suite and saw a 4.7% increase in recaptured revenue, equivalent to an additional one hundred fourteen million dollars each year.”

“Forbes switched to Stripe to manage its subscription payments, and it has seen a 23% uplift in revenue in the past six months alone.”

“Harvey, whose AI legal assistant is used by many Fortune 500 companies, quadrupled revenue in 2024.”

“By 2023, more independent pizzerias launched in America than in any other year on record.”

“In the US, 6.3% of SMBs powered by vertical SaaS platforms on Stripe earn one million dollars in total revenue in their first year, nearly 60% more than in one benchmark comparison set.”

“Over a quarter of Australian small businesses are using vertical SaaS, as are nearly a fifth of small businesses in the UK. Other markets like Singapore, 14%, France, eight percent, and Germany, five percent are more nascent, but adoption is growing quickly.”

“For instance, if we see a card being used with a new email address, The very newness of the email address is a suspicious fact, with a 60% higher likelihood of fraud.”

“With these and other techniques, we reduced card testing on Stripe by over 80% in the past two years, protecting our customers from billions of fraudulent transactions.”

“In the US, almost 80% of corporate lending is now from non-bank sources, compared to just 32% in the EU.”

“While the US invests around 0.7% of GDP in high growth firms, that figure is less than 0.3% in Europe.”

“Link, the easiest way to pay online, is now used by more than two hundred million people.”

“After years of relative calm, the number of iOS apps released in December 25 jumped by 60% year over year.”

“In 2025, 20% of Atlas startups charged their first customer within 30 days, up from eight percent for that same number in 2020.”

“The team recently celebrated one million books sold.”

“If you invested a dollar in Booking.com and a dollar in Google 20 years ago, you made much more money as a Booking.com shareholder, and I think people don't appreciate that fact.”

“U.S. Dollars are not that big a share of global currency balances, but the, you know, U.S. Dollars are 95 plus percent of steelbook coin balances.”

“Felix Pago is a remittance app. It's powered by stablecoins. It doesn't mention stablecoins or crypto anywhere on the website. It just talks about customer value, the fact it has nice integrations, WhatsApp, and things like that.”

“Maybe Stripe should take on a hardware line of business. If we find one That's good enough. Like, we wouldn't be opposed to it. I think we just haven't had a good idea yet.”

“What's interesting is I find it stylistically very different. This is the late fifties, early sixties, and it's before he got so polished, you know, it's before he got so folksy and approachable and careful in what he said, and a little more of the raw ambitio…”

“No, we took inspiration from GSD, your system, as we built out ours similarly, and having a centralized internal source of truth for projects that are going on is, Surprisingly helpful, and it feels like it shouldn't be, but it is.”

“When we built Stripe Atlas for incorporation, there was no amazing projections behind that, that one day this would be a giant business. It's not a giant business for us by any kind of revenue metric, But we think it's very valuable because people start their …”

“I think I mentioned to you that a few weeks ago, my product management team held a hackathon and within just three hours, they had put together real viable prototypes on products that I would want to fund tomorrow. So with no eng, no design.”

“Nomad List got to 700 K in ARR. Remote OK has gotten to 3.4 million dollars in revenue. Photo AI got to 600 K in ARR.”

“We got our first paying customer way before we raised any money for the business.”

“You sold 50,000 dollars of pre-orders for your book before you had written any of the book. You just said, I might write a book and buy it here. And you got 50,000 dollars of sales.”

“We do at our, like, little weekly All Hands Weaver recurring segment of Just Walk the Store, where we, like, click around in the dashboard together, and we're tripping over, like, why is that modal there, and that's a bit confusing or whatever, just so we're, …”

“Often the longest tenured institutions are universities and breweries.”