Ramp

“What it's evolved into, and I think is today probably the largest point of differentiation at the meta level between ramp and maybe the financial service providers that we compete with is they sell money and we sell time. They'll sell you a lower, like a loan …”

“Most of our customers don't have a single software engineer, let alone a software engineer for their finance team.”

“Software, it's a, you know, two something year old business line, just about two years and some months. that's over a hundred million a year business line in and of itself”

“If you just try to say, I'm gonna have a better rewards program sure, maybe you can get that customer, you know, a dollar or a dollar 10 back, or some amount that pales in comparison to just helping them just like not spend that hundred dollars, like cancel th…”

“We have customer support agents like shipping code to production too.”

“You know, I think by the time we were You know, six years and change. The company had passed over a billion a year in revenue.”

“I think that we're processing over a 100,000 expenses a day that are being reviewed agentically. This is a very fast growing subset of the business.”

“Now you can have an agent functionally that does that, that takes that aspect of the job and so it has access to the full set of data that you, that, that you would, all the transaction related metadata, the receipt data, the timing data, the policy data, it t…”

“I believe today, ramp powers more than two percent of all corporate and small business card transactions in the United States, which is amazing for a business that, you know, ah, the product you couldn't even sign up for it six years ago.”

“Our head of risk Sri Srinivasan, he's amazing came from capital, we're the same boss 10 years apart, actually in, in some sense, and all the heads of risk for all modern fintechs that are, came from Capital One.”

“And we looked at our data and you know, we support over 55,000 businesses. We lean a little bit towards tech, but not heavily. It kind of resembles the distribution of businesses you would see in the States. And well the majority of businesses have used Used A…”

“Treasury You know, that's a product that is about a year old, several billion dollars of deposits.”

“You know, we help the average company cut their expenses by about five percent per year.”

“I think by the end of this year you know, the second, third, fourth, fifth lines of business will comprise you know, in aggregate the majority of Ramp's business.”

“Well, they're automating 90% of their cases.”