Glyman: Ramp differentiates from banks by selling time instead of money
Eric Glyman · Ramp founder Eric Glyman on the many ways AI is changing corporate spending · Feb 17, 2026 · at 48:13
Eric Glyman, co-founder and CEO of Ramp, explains the core strategic difference between traditional banks and finance automation software to Patrick Collison and Alex Rampell.
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“What it's evolved into, and I think is today probably the largest point of differentiation at the meta level between ramp and maybe the financial service providers that we compete with is they sell money and we sell time. They'll sell you a lower, like a loan at a lower cost of capital, you know, rewards at wherever they set it. We will sell your expenses. Done.”
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