The Ledger

Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.

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why aren't all 414 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable

Assertion Supported
Codie Sanchez: 49% of Americans cannot afford rent or a home
“49% of people cannot afford their rent or to buy a house today.”
Codie Sanchez Mar 6, 2026 ▶ 1:05 Why “Making It” Feels Impossible in the U.S. Right Now
Assertion Supported
Gurley: Angela Duckworth Would Weight Passion Far Above Perseverance Today
“We had a chance working on the book to talk to Angela Duckworth, and 10 years after she released Grit, which said it's 50% perseverance and 50% passion, she said if she could do it over again, she'd wait passion way more Highly than perseverance because we've …”
Bill Gurley Mar 4, 2026 ▶ 1:04:03 The Most Important Career Advice You'll Ever Hear (In The AI Era) | Bill Gurley
Assertion Supported
Sanchez: 62% of Americans and 36% Earning Over $200k Live Paycheck to Paycheck
“62% of Americans live paycheck to paycheck. A couple that astounded me though was that 50% of Americans earning over a hundred K also do. And 36% of Americans earning over 200,000 annually say they're also living paycheck to paycheck, which kind of shocked me.”
Codie Sanchez Feb 27, 2026 ▶ 10:02 Wealth Expert: Do THIS Every Time You Get Paid | Morgan Housel
Assertion Supported
Sanchez: Between 70% and 90% of stock options end up worthless
“I read a study the other day that said somewhere between 70 and 90% of stock options end up worthless.”
Codie Sanchez Feb 27, 2026 ▶ 52:40 Wealth Expert: Do THIS Every Time You Get Paid | Morgan Housel
Assertion Supported
Sanchez: Stocks with easy-to-pronounce tickers outperform hard-to-pronounce names
“If you look at stocks with easy names, researchers found that companies with the easiest to pronounce names like car outperformed those with hard to pronounce names like RDO.”
Codie Sanchez Feb 24, 2026 ▶ 6:20 Stop Over-Explaining: The 3 S’s Rule For Projecting Authority
Assertion Supported
Senra: Brad Jacobs has built eight separate billion-dollar companies
“Brad Jacobs has 43 years of experience as an entrepreneur. He started eight separate billion dollar companies.”
David Senra Feb 19, 2026 ▶ 19:24 Inside the Minds of the Most Successful Founders | David Senra
Assertion Supported
Senra: Ed Catmull worked with Steve Jobs longer than anyone at Apple
“The person that worked with Steve Jobs the longest was not anybody Apple. It was actually Ed Catmull, the founder of Pixar.”
David Senra Feb 19, 2026 ▶ 44:07 Inside the Minds of the Most Successful Founders | David Senra
Assertion Supported
Senra: Steve Jobs and Jony Ive picked iMac colors in 30 minutes purely on taste
“Steve came down to the design center and me and Steve looked at the colors. And in 30 minutes, we picked every single color, 30 minutes, just taste. And those are the colors that shipped.”
David Senra Feb 19, 2026 ▶ 1:23:56 Inside the Minds of the Most Successful Founders | David Senra
Assertion Supported
Sanchez: NVIDIA market cap exceeds all major US and Canadian banks combined
“NVIDIA alone is now worth more than all major US and Canadian banks combined.”
Codie Sanchez Feb 12, 2026 ▶ 1:50 The 12 Investing Rules Billionaires Never Discuss Publicly
Assertion Supported
Sanchez: Margin debt growth has outpaced the broader stock market for decades
“Margin debt, which is especially scary. That's where you can buy things on somebody else's balance sheet. Has outpaced the growth of the whole market for decades, meaning a lot of the stuff that's happening with today's huge valuation is actually built on borr…”
Codie Sanchez Feb 12, 2026 ▶ 2:35 The 12 Investing Rules Billionaires Never Discuss Publicly
Assertion Supported
Sanchez: Most businesses never sell and simply close down
“Most businesses never sell. Most businesses do not have an end date. They just close.”
Codie Sanchez Feb 5, 2026 ▶ 33:36 Investing Expert: Your Step-By-Step Plan to Build Generational Wealth | Vivian Tu
Assertion Supported
Tu: Nearly 50% of couples do not discuss money until engagement
“Nearly 50% of couples don't talk about money until they're engaged”
Vivian Tu Feb 5, 2026 ▶ 40:36 Investing Expert: Your Step-By-Step Plan to Build Generational Wealth | Vivian Tu
Assertion Supported
Charlamagne: Black Effect is the largest Black podcast network with 50-60 shows
“Which is, you know, by far the largest podcast network, you know, for Black podcasts. I think right now we got, like, 50 to 60 podcasts where, but, you know, we wanted to create a space that was specifically for Black podcasters because that didn't exist.”
Charlamagne Tha God Jan 28, 2026 ▶ 41:07 Stop People Pleasing: How To Set Boundaries (And Say No) | Charlamagne Tha God
Assertion Supported
Charlamagne: Black Effect Network gets 11M to 12M monthly audio downloads
“How we were able to get those audio numbers booming to the point where we're at, like, 11,000,012 million audio downloads a month. And that makes, you know, Black, Black Effect, you know, one of the biggest podcast networks out there.”
Charlamagne Tha God Jan 28, 2026 ▶ 42:27 Stop People Pleasing: How To Set Boundaries (And Say No) | Charlamagne Tha God
Assertion Supported
Codie Sanchez: More plumbers make six figures than podcasters
“In fact, there's way more people that are plumbers. Making a hundred K than podcasters.”
Codie Sanchez Jan 28, 2026 ▶ 1:07:42 Stop People Pleasing: How To Set Boundaries (And Say No) | Charlamagne Tha God
Assertion Supported
Sanchez: Gut microbiome is contagious between people without direct contact
“Like I was reading a study the other day about how your micro . Microbiome. Your microbiome in your gut is actually contagious from a person to person, even if you and I never share a drink.”
Codie Sanchez Jan 22, 2026 ▶ 16:20 Stop Spiraling: The 4-Step Check-In That Resets Your Mind | Gabby Bernstein
Assertion Supported
Sanchez: Research Shows Simple Narratives Are Believed More Than Complex Ones
“Cognitive fluency research shows simple narratives are believed more than accurate, complex ones.”
Codie Sanchez Jan 20, 2026 ▶ 2:29 How CEO’s Handle Difficult Conversations (Ways I Wish Someone Had Told Me)
Assertion Supported
Zahrai: Body Motion Studies Show Slower Walking Reduces Perceived Presence
“So studies that are looking at body motion, they're tracking physicality, motion and physicality, and they found that the slower you walk, the less presence you have.”
Dr. Shadé Zahrai Jan 14, 2026 ▶ 32:09 Charisma Expert: 5 Ways To Project Confidence (Even When You Don’t Feel It) | Dr. Shadé Zahrai
Assertion Supported
Zahrai: Using complex vocabulary reduces perceived intelligence and competence
“And so with that competence piece, we'll often try and sound more intelligent and use really big words, which studies have found that actually undermine your perceived intelligence and perceived competence when you use that.”
Dr. Shadé Zahrai Jan 14, 2026 ▶ 38:18 Charisma Expert: 5 Ways To Project Confidence (Even When You Don’t Feel It) | Dr. Shadé Zahrai
Assertion Supported
Zahrai: Handwriting and color-coding significantly boost information retention over typing
“So there has been a study that was published recently in the last five years, which was looking at the difference between people who type things for recall versus handwriting for recall, and they found you're significantly more likely to remember something whe…”
Dr. Shadé Zahrai Jan 14, 2026 ▶ 56:39 Charisma Expert: 5 Ways To Project Confidence (Even When You Don’t Feel It) | Dr. Shadé Zahrai
Assertion Supported
Sanchez: Positive people statistically make more money than chronic whiners
“Now, this person won't succeed big in life because nobody likes to be around whiners, and positive people statistically make more money.”
Codie Sanchez Dec 15, 2025 ▶ 4:20 To Win You Must Suffer.
Assertion Supported
Sanchez: 305 million startups are created globally every year
“So all across the world, three hundred and five million startups are made every year. A hundred million new businesses open annually, and there are currently thirty million active startups competing globally at any moment.”
Codie Sanchez Dec 15, 2025 ▶ 13:18 To Win You Must Suffer.
Assertion Supported
Human Brain Processes Social Rejection Similarly to Physical Pain
“The part of the brain that experiences social rejection is the same part of the brain where you experience physical pain, and so you will viscerally move away from any experience where you're the weird one.”
Mel Robbins Nov 12, 2025 ▶ 36:47 #1 Career Coach: Change Your Mindset, Change Your Life | Mel Robbins
Assertion Supported
Alpha School Students Learn Through AI for Two Hours Daily
“The students learn in two hours a day, AI guided, and the rest of the day is self-discovery plus outings, et cetera.”
Codie Sanchez Nov 12, 2025 ▶ 41:58 #1 Career Coach: Change Your Mindset, Change Your Life | Mel Robbins
Assertion Supported
Writing Down To-Do Lists Helps Fall Asleep 10 Minutes Faster
“And research shows that doing that is as effective as a sleeping pill. That you fall asleep between eight and 10 minutes faster.”
Mel Robbins Nov 12, 2025 ▶ 1:08:04 #1 Career Coach: Change Your Mindset, Change Your Life | Mel Robbins
Assertion Supported
Bombas and Scrub Daddy Are Shark Tank's Highest-Performing Investments
“Socks and sponges. Scrub Daddy. Scrub Daddy. Yeah, the two highest performing Shark Tank investments ever.”
Codie Sanchez Oct 16, 2025 ▶ 1:11:24 Brainwash Yourself to Success | Kendra Scott
Assertion Supported
Lyon: Skeletal Muscle Is the Only Voluntarily Controlled Organ System
“Skeletal muscle is the only organ system we have voluntary control over.”
Dr. Gabrielle Lyon Oct 9, 2025 ▶ 3:08 Doctor: This Will Strip Your Fat Faster Than Anything! | Dr. Gabrielle Lyon
Assertion Supported
Lyon: Higher Muscle Mass Correlates With Better Sexual Function
“We just published this paper, and the paper demonstrates that the more healthy muscle mass you have, the greater sexual function you have.”
Dr. Gabrielle Lyon Oct 9, 2025 ▶ 6:31 Doctor: This Will Strip Your Fat Faster Than Anything! | Dr. Gabrielle Lyon
Assertion Supported
Lyon: 40% of Men Have Erectile Dysfunction by Age 40
“By the age of 40, 40% of men will have erectile dysfunction. By the age of 50, 50% of men will suffer from erectile dysfunction.”
Dr. Gabrielle Lyon Oct 9, 2025 ▶ 6:56 Doctor: This Will Strip Your Fat Faster Than Anything! | Dr. Gabrielle Lyon
Assertion Supported
Lyon: Morning Protein Shake Improves Brain Function and Reduces Snacking
“Anchoring your day in a high-quality protein. One shake. It affects brain function. You're gonna be much less likely to eat any of the snacks in your fucking snack room.”
Dr. Gabrielle Lyon Oct 9, 2025 ▶ 12:41 Doctor: This Will Strip Your Fat Faster Than Anything! | Dr. Gabrielle Lyon
Assertion Supported
Lyon: Neck Circumferences Over 17.5 Inches Strongly Indicate Sleep Apnea
“If you have bigger than a 17 and a half inch neck, you probably have sleep apnea.”
Dr. Gabrielle Lyon Oct 9, 2025 ▶ 20:34 Doctor: This Will Strip Your Fat Faster Than Anything! | Dr. Gabrielle Lyon
Assertion Supported
Lyon: Dietary Cholesterol Limits Were Removed From Official Guidelines in 2015
“Dietary cholesterol recommendations were taken out of the dietary guidelines in 2015. Therefore the information of don't eat eggs or don't eat red meat because it's bad for your cholesterol. Cholesterol is not even part of the guidelines right now.”
Dr. Gabrielle Lyon Oct 9, 2025 ▶ 28:22 Doctor: This Will Strip Your Fat Faster Than Anything! | Dr. Gabrielle Lyon
Assertion Supported
Lyon: Average American Consumes 300g Carbs Daily vs 130g Recommendation
“The average American is eating around 300 grams or so of carbs a day. The recommendation is a 130 grams.”
Dr. Gabrielle Lyon Oct 9, 2025 ▶ 42:59 Doctor: This Will Strip Your Fat Faster Than Anything! | Dr. Gabrielle Lyon
Assertion Supported
Michalowicz: Only 3% of people run profitable businesses after 5 years
“17% of the population ever attempts to start a business. So if you think about kindergarten and the, you know, 20 kids in your class, 17, three kids, maybe four kids, ever attempt to start a business. 20% ever start a business and after five years are doing it…”
Mike Michalowicz Oct 7, 2025 ▶ 41:34 Business Expert: The BEST Way To Make Millions In Profit | Mike Michalowicz
Assertion Supported
Sanchez: Slow Triple Nod Causes Conversation Partners to Speak 67% Longer
“A fun one is the slow triple nod, which is like this. The other person speaks 67% longer.”
Codie Sanchez Sep 29, 2025 ▶ 2:35 How To Speak Like A Top 1% CEO
Assertion Supported
Sanchez: Buying a 5-year-old business cuts failure risk by over 50%
“The business has to be in existence for more than five years. That decreases the likelihood of failure by more than 50%.”
Codie Sanchez Aug 18, 2025 ▶ 6:38 Why Playing Small Is Keeping You Broke
Assertion Supported
Sanchez: Small Businesses Typically Trade for 2x to 3x Profits
“Typically, you know, as you know, if you go and look at biz by sell or some of the biggest sites out there for buying and selling businesses, businesses trade for two, To three X the profits of the business. And so on average, we're dealing with two to three X…”
Codie Sanchez Aug 7, 2025 ▶ 9:32 Negotiation Expert: Stop Arguing, Start Winning | Kwame Christian
Assertion Supported
Masad: Replit reached billion-dollar valuation and is likely worth more today
“And, you know, we achieved that valuation a few years ago and the company is probably valued more today.”
Amjad Masad Jul 30, 2025 ▶ 5:05 AI CEO: How To Make A $10M Business With AI Employees (Amjad Masad, CEO of @replit)
Assertion Supported
Daymond John: Scrub Daddy Has Sold $1.3B in Sponges
“1.3 billion dollars worth of sponges. She's slinging plastic like Happy Meals.”
Daymond John Jul 16, 2025 ▶ 45:42 My Billion Dollar Shark Tank Investment: Daymond John
Assertion Supported
Poumpouras: Data shows 80% of US crime goes unsolved
“In fact, in the US, the data shows 80% of crime goes unsolved.”
Evy Poumpouras Jun 27, 2025 ▶ 18:25 Secret Agent: How to Read Anyone and Never Get Taken Advantage Of: Evy Poumpouras
Assertion Supported
Sanchez: Most Small Business Owners Cannot Survive 30 Days Without Cash Flow
“Most small business owners can't afford more than 30 days of no cash flow. They don't have enough cash to sustain it.”
Codie Sanchez Jun 23, 2025 ▶ 13:07 How I Built 12 Income Streams Without Tons of Cash
Assertion Supported
McCord: Capitalism increased lifetime leisure hours from 40k to 160k+
“The lifetime leisure hours have gone from like 40,000 to 160,000 more. And so this is like the marvel of capitalism is that it's given us more leisure.”
Brendan McCord Jun 19, 2025 ▶ 20:04 AI Expert: What Scares Me Most (Here's What I Found): Brendan McCord
Assertion Supported
Sanchez: US business ownership plummeted from 80% historically to under 10% today
“We've become this nation that used to be owners. 80% of us own things. Now less than 10% of us own a business.”
Codie Sanchez Jun 19, 2025 ▶ 27:24 AI Expert: What Scares Me Most (Here's What I Found): Brendan McCord
Assertion Supported
Sanchez: AI managed only 40% of an autonomous business experiment
“We did a YouTube video where we said, can AI Start a business complete the business, and then actually make money for me completely, like in a full cycle. Can I do it? And the long short of it was absolutely not. It, like, 40% maybe max, and 60% still human in…”
Codie Sanchez Jun 19, 2025 ▶ 1:16:18 AI Expert: What Scares Me Most (Here's What I Found): Brendan McCord
Assertion Supported
Malik: 12% of Women Have Never Had an Orgasm
“12% of women have never had an orgasm.”
Dr. Rena Malik Jun 11, 2025 ▶ 5:44 Get Your Sex Life Back! What Everyone Gets Wrong About Sex & Libido: Dr. Rena Malik
Assertion Supported
Malik: Stopwatch Studies Show Average Sex Duration Is 5 to 6 Minutes
“And so if you think about sex, the average duration for sex is about five to six minutes. So for a man to ejaculate when they've actually decided with like, Took a stopwatch and timed it. Like the partner puts on their stopwatch times penetration to climax. An…”
Dr. Rena Malik Jun 11, 2025 ▶ 6:00 Get Your Sex Life Back! What Everyone Gets Wrong About Sex & Libido: Dr. Rena Malik
Assertion Supported
Malik: The G-Spot Is an Innervated Zone, Not a Distinct Button
“The G-spot is a zone, actually. It's not a spot. And I think people are like, where is it? What is it? Like, is it a button? Do you have to find it? Like, no, it's just an area, right? It's like the top of the vagina and it's about two to three centimeters and…”
Dr. Rena Malik Jun 11, 2025 ▶ 27:38 Get Your Sex Life Back! What Everyone Gets Wrong About Sex & Libido: Dr. Rena Malik
Assertion Supported
Malik: Average Erect Penis Length Is 5.3 to 5.7 Inches
“It's about 5.3 to 5.7 inches erect. So not huge. Not like what we think is average, right?”
Dr. Rena Malik Jun 11, 2025 ▶ 30:40 Get Your Sex Life Back! What Everyone Gets Wrong About Sex & Libido: Dr. Rena Malik
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