Jackie Reses
Chair & CEO, Lead Bank. On 2 shows, 3 appearances. The Shows tab opens the full record on each.
executivefounderinvestorauthoroperator@jackiereses ↗LinkedIn ↗lead.bank ↗Wikipedia ↗
Jackie Reses is the Chair, CEO, and Co-Founder of Lead Bank. She previously served as Head of Square Capital and Chief Development Officer at Yahoo.
2shows
3appearances
53statements
14resolved
6supported
3contradicted
43%fully supported
7said about them ↓ Everything Jackie Reses said on any show that made the record, most notable first. Each card names its show and opens the statement there.
Reses: Claims of systematic industry 'debanking' are an absolute crock
“Okay, I don't believe there was debanking. I think it's a crock of shit. I think it's an absolute crock of shit.”
Reses: No Current Crypto Use Case Has Proven Market Longevity
“I don't think we're there yet on any use case, frankly. That I think will have longevity in the market, but I do think the underlying technology is super important to experiment with and to explore new ways of building financial rails”
Reses: Super Apps Are a Myth Except for Outliers Like Cash App
“And so, I don't see a broad market for super apps. I think there are a few players out there who have shown that they could build multiple use cases around their product. Again, I got to go back to Square because I know it so well. Cash App is, to me, the most…”
Reses: Jack Dorsey is never wrong on product ideas, only timing
“And so sometimes he's wrong on timing, But he's never wrong about the idea, and so following his instincts is a great way to follow what to expect in consumer products.”
Reses: Raw Intelligence and Grit Beat Domain Knowledge for Novel Products
“I would rather focus on things like raw intelligence, judgment, curiosity, grit, ability to manage ambiguity, rather than looking for things like domain knowledge or operators with prior scale experience, you know, that's another big mistake where you assume b…”
Reses: Yahoo Earned $50 Billion Through Renegotiated Alibaba Deal
“It probably generated fifty billion dollars worth of economics to Yahoo shareholders”
Reses: Next Decade of Fintech Winners Will Focus on Expense Management
“And so, I see the next 10 years of interesting companies being developed around expenses, expense management, and then infrastructure as the second component.”
Reses: Lead Bank Is a Net Beneficiary of Crypto Market Scrutiny
“There are some components for us as a bank that are also interesting because we understand how to assess risk in the crypto market, and we have been able to onboard those crypto companies that are super high quality companies that are getting unbanked by those…”
Reses: Feature-Based Consumer Fintechs Will Disappear Over Time
“And so I do think there are many consumer fintechs where I just don't see the differentiation in the product to truly stand the time or their features. They're not companies. And they should be integrated into other products that can help build LTV. Cause I do…”
Reses: Partner Banking Is an Anti-Network Effects Business Due to Regulatory Risk
“Any of our customers can harm another customer because regulators look at our customer base and can make decisions about the overall company that if we are not in compliance, they could limit how we operate, and I think you've seen that with some of the banks …”
Reses: SVB made a critical error by announcing an unclosed capital raise
“They should have raised the money. Made the announcement that they raised the money and that they were in great position. And so that dynamic and the advice they were getting in that situation, very unusual.”
Reses: Startups made major mistakes concentrating all capital at SVB
“A lot of companies made a lot of mistakes about their own assessment of risk. In addition to just, you know, the powder keg that happened the moment people realized that SVB might be a challenge.”
Reses: Banks with concentrated customer bases will face panic deposit withdrawals
“And I do think those banks will start to see deposit pulls just out of panic, even if they have a very strong balance sheet.”
Reses: Square nearly delayed its Bitcoin launch over SEC accounting disputes
“And so we almost got held up that first quarterly earnings period because we couldn't get accountants in the SEC to agree that we were accounting it correctly and then actually get it in the numbers in order to launch the product.”
Leading Square HR while Jack Dorsey ran Twitter was Reses's worst job
“Like, honestly, the worst job I ever had was being the head of HR at Square. So I ran these financial services products, and I ran HR. And the HR job at Square Could have been okay, but for the fact that Jack is running Twitter, and any time that there was dra…”
Reses: Private Equity Is Fundamentally About Talent Judgment and HR
“If you really abstract what private equity is judgments about people, where you need to place them in their jobs, and what levers of growth you give them in order to help them grow a business. That is recruiting, and that is leadership, and that is HR.”
Reses: Underdog Company Alumni Make Grittier Hires Than Top-Tier Tech Employees
“Anyone who went to Yahoo was grittier than a lot of the people who worked at higher profile companies that were just minting money, and when you came to Yahoo, you had to work a little harder, and so I find places like that are incredible places to go higher, …”
Reses: Coatue Excels at Risk Management by Avoiding Emotional Attachments
“Kotu is an investor of mine, and I look at Philippe LaFont, Thomas LaFont, and the way that Kotu manages risk, and I am mesmerized by their ability to understand market dynamics and react to it in really smart ways. They aren't enamored by the companies that t…”
Reses: Incumbent Banks Focused Only on Cash Flow Will Fail
“If they decide that they just want to manage their business for cash flow, they will die a long-term death.”
Reses: Equating Power With Headcount Growth Is a Cancer on Innovation
“This idea that you need to, like, keep growing teams in order to become more powerful in a company is like a culture killer on invention. You could have people who are incredible, who are just incredible operators in their own, and they need to be rewarded as …”
Reses: The Federal Reserve Has Done a Great Job Learning Crypto
“And so I have seen in the last few years a willingness to dig into crypto in a way that is profoundly different than in the past, where regulators might have had a more limited interaction with companies. I think they truly understood that they needed to under…”
Reses: BaaS Middleware Providers Are Suboptimal for Scaled Fintechs
“And I think those companies are fundamentally in a middle spot. They're not the final decision maker of a bank. And so if you're a scaled fintech, that's not an optimal place to be. From who you want to work with, because you can't actually control the decisio…”
Reses: Regulators will pull out all stops for weekend SVB deal
“The regulators are highly incented to get a buyer for this business this weekend, and so going back to oh eight, as the example, they're, they will pull out all the stops in order to get it to the Likely and best outcome possible for American insurers.”
The other half of the tape: Jackie Reses's own voice is left out of every number here. Other people bring the name up 7 times in 3 episodes across the shows. every mention, with the transcript →
Who brings them up most Gokul Rajaram 3Molly O'Shea 2Harry Stebbings 2
Every mention by year
tap a year for its mentions
20VC 5
Sourcery 2
2026 5 mentions in 2 episodes 3 per episode
One line per show, most statements first. The link opens Jackie's full record on that show: the calibration, argument clarity, speaking style and every statement made there.
| Show | Role there | Eps | Statements | Record | |
|---|---|---|---|---|---|
| 20VCLEDGER | Chair & CEO, Lead Bank | 2 | 40 | 30% 3/10 | full record on 20VC → |
| SOURCERYLEDGER | Chair & CEO, Lead Bank | 1 | 13 | 75% 3/4 | full record on Sourcery → |