Dmitry Zlokazov
Global Head of Product, Revolut. On 1 show, 1 appearance. The Shows tab opens the full record on each.
executiveoperatorfounder@Dzlokazov ↗LinkedIn ↗revolut.com ↗
Dmitry Zlokazov oversees product management practices and organizational design at Revolut. He directs cross-functional teams operating under a decentralized model to drive the company's product development and rapid shipping velocity.
1shows
1appearances
26statements
1resolved
1supported
0contradicted
100%fully supported
Everything Dmitry Zlokazov said on any show that made the record, most notable first. Each card names its show and opens the statement there.
Revolut product owners act as direct line managers for their cross-functional teams
“We have these fully cross-functional teams meaning they are stuffed with all necessary functions, engineers, data analysts, designers operation managers, and so on. And we also operate in metrics. So everyone has a line manager and the functional manager. So p…”
Zlokazov: Revolut product owners must be technical enough to read code
“And that means that you also need to be quite technical, even if you're expert, you still need to often go as deep as sitting, you know, with engineers and reading code.”
Zlokazov: Experienced corporate PMs lack the urge to challenge the status quo
“Professionals with a lot of years of experience from established companies, they don't have this strong urge to change status quo, which by the way will require, you know, toil, tears, and sweat.”
Zlokazov: Revolut leadership deep-dives code-level into 7 to 10 core projects
“How we did differently at Revolut is to go very deep into details we take maybe seven or 10 projects which are most impactful for customers right now, and we go super deep into them, like really, really deep, Sitting with engineers, like check, like reading co…”
Zlokazov: Deeply reviewing select projects enforces discipline across all teams
“It's counterintuitive, but it works really well because first of all, teams, they talk to each other. There are formal and informal ways of communicating through meetups or just, you know, meeting in the office and they know which areas are being scrutinized r…”
Revolut's 300-person credit team outpaces legacy banks' 3,000-person teams
“Take our credit team. They ship new products like loans or credit cards in the country literally every month. And it's just maybe 300 people. And I think that You know, a credit division in a incumbent bank is maybe like two or 3000 people building just credit…”
Zlokazov: Revolut can easily become a trillion-dollar company
“And so we can easily do another, I don't know, two, three X Four X in customer based growth, but we can also do another 10 X growth in how actively these people are using the product. So it's, let's say what, 30, 40 X to current forty five billion valuation, r…”
Polished MVPs remove uncertainty over whether an idea or execution failed
“You know, the thing is that when you launch a scrappy version and it's not getting traction, how do you know? Is it because the underlying idea is wrong or maybe your product just sucks and you need to improve it? So by, you know, by forcing everyone to build …”
Zlokazov: Fintech companies usually neglect product craft and UX
“And you know, I think in fintech overall, this is probably the most neglected part usually, but it's also a part that we at Revolut, we pay enormous attention to.”
Zlokazov: Revolut co-founders review 100% of screens shipped in the app
“So essentially founders of the company, They still review a hundred percent of screens that are being shipped and everything that you will see in the app, this past, this review.”
Zlokazov: Revolut prioritizes raw intellect and builder hunger over PM experience
“Well, maybe even it's way more important to have this hunger for building things, you know, and having a raw intellect. And we always try to find people with these intrinsic traits rather than, you know, hiring people who are very experienced, but maybe are no…”
Zlokazov: Delegating customer research filters out vital user nuances
“When you delegate such an important thing as customer research and collecting their feedback to someone, you will get refined the filtered version. You won't get this, you know, like these nuances of how people describe things, which emotions they feel like, a…”
Zlokazov: Revolut will never reduce the number of projects it pursues
“No, I think we will never cut down things.
It's just the appetite for growth and also entrepreneurial approach.
In the company is so high that we will never allow ourselves to give up on some great opportunities.”
Zlokazov: Revolut will soon reach 100 million customers
“Now we are fifty million customers. Soon we'll be at a hundred million customers.”
Zlokazov: A product that is 99% done is closer to zero than 100%
“And if something is 99% done, it's closer to zero percent rather than a hundred percent.”
Zlokazov: 85% to 90% of product owner skill set is shared across specializations
“What defines the specialization is probably five, 10, 15%, while 85 to 90% is common to each one of them.”
Zlokazov: Internal transfers from ops and engineering yield Revolut's best PMs
“It's a quite substantial part of product owners who eventually become very successful, by the way. So it's like a positive self-select. So it means that someone already succeeded in another role. So it's a guaranteed culture match. It's, it, it's a guaranteed …”
Zlokazov: The best way to boost a career is building in early startups
“I think that's probably the best way to boost career is to, you know, to go and to found something, work in a startup, build things yourself with a very small team work in all different areas, because in startup you have to work in all different areas.”
Zlokazov: Sourcing from beloved products identifies high-performing talent
“One of the great sources is actually looking into products and apps that we love ourselves. So if someone built a great product, then it's likely a high performer.”
Zlokazov: At Revolut, engineering and data report directly to the CEO
“The way it's structured my responsibility is a product function. We also have a head of design function. It's also part of my team. But then all the other functions they separate like engineering and data function and all of them report directly into CEO.”
Zlokazov used AI agent Manus to vibe-code a functioning app
“It's just like, I was super impressed how I was mesmerized. Like it's so autonomous and smooth. And I just spent like a few hours The vibe coding, and I created this JavaScript app that sends me a rare English word every day to learn and remember, and it, like…”
Revolut employs over 150 product owners
“Oh, I'm afraid to say it's already more than 150 people, maybe 170.”
Zlokazov: Revolut runs recruiting in weekly focus sprints
“We have a weekly catch ups with the recruitment team. So essentially they are also a team that runs in sprints. So we, every, every sprint we define what do we want to focus on, which areas, which companies.”
Zlokazov: Revolut joint accounts have over one million active users
“So, for example, one of the products that you mentioned, joint accounts, essentially an account that you could have with a significant other one, was one of the recently launched feature, and it grew significantly, and now it has over a million active users.”
One line per show, most statements first. The link opens Dmitry's full record on that show: the calibration, argument clarity, speaking style and every statement made there.
| Show | Role there | Eps | Statements | Record | |
|---|---|---|---|---|---|
 LENNY'S PODCASTLEDGER | Global Head of Product, Revolut | 1 | 26 | 100% 1/1 | full record on Lenny's Podcast → |