Credit Rating
topic on 3 shows · 5 statements across 4 episodes
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5 statements about Credit Rating, every show
Davis: Credit ratings reliably predict auto insurance accident risk
“Somebody's credit rating is a great predictor of whether they'll crash their car. Well, because they're responsible and they tend not to cheat.”
Lippmann: Seasoning makes same-rated structured credit bonds completely different
“So a double B that was issued in 2012 And it's still rated double B for whatever reason. Doesn't look anything like a double B that was issued in 2022. But they're both double Bs.”
Barclays Agg Credit Rating Dropped and Duration Doubled Since the GFC
“The Barclays Ag is not the Barclays Ag that it was at the end of the financial crisis, right? So the credit rating, Is a lot less today than it was back then, number one. Duration is doubled since that period of time.”
Kreditech Uses Alternative Data and Machine Learning for Underwriting
“We have developed our own technology for doing the credit rating. And that technology very heavily uses alternative data and machine learning to build a credit rating also in the absence of credit bureau data.”