The Ledger
Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.
why aren't all 13 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
Glyman: Ramp employees might be fired for picking legacy vendors like IBM
“I kind of think at Ramp, you might get fired for picking IBM, right? Like, you actually want to pick vendors that not based off of just they have every checkbox, but they are properly sloped, and they're going to advance, and if you play this out in a year or …”
Atiyeh: Ramp abandoned fine-tuning AI to wait for next-generation foundation models
“We did spend some time fine-tuning in many places, and then we very quickly found out that our time was worth way more and that we should just, like, wait, wait for, like, other generations of model.”
Atiyeh: Ramp uses GPT-4o Mini for 90% of its production AI tasks
“Oh yeah, it's already in production, and for like, 90% of tasks that we're running, it's good enough, so that was a quick switch. And within a day, we can know very quickly, like, that, yes, this is, like, good enough, and we have the right evals.”
Atiyeh: Test creative performance first before optimizing for brand compliance
“I think it's a lot more restrictive to start with, let's make something on brand, and then let's make it work, and a lot more costly. So trying to, like, invert a little bit how how we produce, like, good creatives and good content.”
Glyman: Preventing spending is 100x better than earning 1% cash back
“Not spending a hundred dollars in the first place is a hundred times better than getting a dollar or one percent back on it.”
Atiyeh: Finance professionals care about control and accuracy, not AI branding
“Financial professionals care about the job being done and they care about the observability and having control and a lot more than they care. Like they don't actually care that much if they're using AI. They just want it to be like fast and accurate.”
Glyman: Internal data shows only 4-9% of finance roles are actually strategic
“There was this funny set of research we're doing internally, and we wanted to figure out so we have this function called strategic finance, and we were interested just in like a benchmarking. How many people do strategic finance? And it's something like, depen…”
Atiyeh: Ramp evaluates SaaS vendors by interviewing their engineers on development velocity
“The way we
Pick the right vendors is almost like essentially interviewing them.
We primarily like to talk to the engineering teams.
we care a lot about the slope and the rate at which they're progressing, as opposed to whether they have gaps today or not.
And…”
Atiyeh: Financial AI risk is minimal when tasks are well-constrained
“I honestly don't think there's that much risk if you constrain the problem well, right? Because at the end of the day, so like if you're trying to figure out like how to use AI to help you categorize transactions, it's not an open-ended question.”
Glyman: Selling to multiple buyer personas creates heavy go-to-market friction
“And so it's more products that, that continue to help the same economic buyer, and I think there's a lot of friction from a go-to-market perspective when you're selling to different buyer groups with inside of organization”
Allaire: Ramp launched USDC support for global invoice payments
“Ramp just yesterday launched, you know, USDC as like core to their treasury system. You can use it to pay invoices, pay anywhere in the world.”
Atiyeh: Ramp uses AI to synthesize customer calls into 5-minute internal podcasts
“We've had our, like internal applied AI team that was able to put together a very quick process to essentially generate a five minute podcast of it could be Eric, it could be me, like, asking questions of our customers, and then you get, like, five minutes of,…”