BharatPe

“As we all know, as we discussed about in the media, it's an ATX return.”

“Think of it two and a half years ago when like I said, I'm just reiterating myself that it's that belief in that founder at that point of time where the idea that he came up with you know there was no plan for monetization. There was no plan how the growth wil…”

“Kept on growing. 10% month on month through the chaos actually at some points faster.”

“I generally believe generalists and Younger folks have that skill a lot more because there's a lot less baggage of what I know, right?”

“By and large, every process we've implemented may have slowed down slightly, but I would not say we are, we operate still probably at 80 to 90% of what we were probably two years back in terms of speed to market and action, but has just managed to ensure that …”

“And when I joined, we used to do 50 crore of transactions a day.”

“Process has to either systematically add value or has to make you faster. If it is neither of the two, at least I have no respect for that process, right?”

“Even in the last round, we offered a valuation lesser than the term sheet set.”

“I think if a business is growing this fast, you to be fungible in the roles you play. You can't operate as, ah, I only see marketing because it comes. Right. And that's the job for the next level of team to be really good at what they are doing. But the top tw…”

“At least the time I joined, we were just about like, I think we used to do like two, three million dollars a year type revenue, right?”

“So, but we would not do a public offer before sort of, ah, turning green on a P&L point of view.”

“Our whole company is 600 people, right? And this includes a heavy feud on street nature of our business, right?”

“Every company starts as a founder driven company and it helps the company very quickly take decisions, very quickly move on. At some stage you could do that transition, right?”

“Our first round was a 20 CR valuation and last round was a 20,000 CR.”

“Companies which are multi-product companies like ours, if they struggle on zero to one, it is a function of they getting married to the product idea too much, right? Like in our type of business, it's full tech. If it is a good product in three months, it will…”

“Here, if you launch a bad product, it can very quickly sort of erode trust, right? And I think that's something I had to sort of consciously learn. 90% right is okay, but unlike my previous sort of roles where 50% right is okay to test in the market, it's a ve…”

“We were not involved in the process. It was driven by the board and the external folks who were engaged.”

“So when we launched the QR code, it was India's first interoperable zero MDR QR code.”

“Today also we have, as you said, a crore merchant but we've enabled loans for only five lakhs.”

“When we launched the loan product, The lending product. It was India's first EDI product daily installment, which again was a very convenient and very new to merchants.”