Brex

includes Brex Agent Platform, Brex Card, Brex Assistant

30 statements across 1 episodes · 13 bullish · 3 bearish · 1 people on the record · first statement Jan 17, 2026 by James Reggio · said 69 times in 4 episodes since 2024 · across every show →

Mentions by year, the whole family

brought up most by James Reggio (32), Shawn Wang (20), Alessio Fanelli (12), Ivan Burazin (1), Ankur Goyal (1)

tap a year for its mentions
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every mention, scene by scene, with the transcript →

Everything said about Brex, oldest first

Jan 17, 2026
Disclosure
Brex evaluates multi-agent networks using simulated user agents and LLM judges
“And so what we do there is we try to adopt some of the state of the art for multi-turn evals where we will we'll basically have a, an agent embody the user and like, you know, have basically the end user agent is given an objective and then we basically have i…”
James Reggio Jan 17, 2026 ▶ 53:13 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 bearish
Assertion Not checkable as stated
Reggio: Simple web research agents outperformed RL for credit underwriting at Brex
“We made this big investment. We were working with some outside, like the, like a company that specializes in this and the performance we ended up getting was inferior to just building a, like a web research agent.”
James Reggio Jan 17, 2026 ▶ 40:58 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026
Disclosure
Brex formed a 10-person internal AI team to disrupt its product
“And AI is one of those areas where we have another team of Just roughly about 10 people who are focused primarily on LLM applications, and we wanted to create a bit of a separation there because the way that we were thinking about this, and this is actually so…”
James Reggio Jan 17, 2026 ▶ 6:07 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 neutral
Disclosure
Reggio: Took one-month leave to code full-time with Brex AI team
“Basically went on leave for a month and join the join the team that the AI team that we were building just to go and build alongside them.”
James Reggio Jan 17, 2026 ▶ 34:14 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 neutral
Disclosure
Reggio: Brex does not pick single AI tool winners internally
“We're not going to try to pick winners in the horse race between the foundational model providers or the agentic coding tools, or like basically anywhere where there's an active horse race. What we do and instead of like trying to pick a single solution is we …”
James Reggio Jan 17, 2026 ▶ 28:42 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 neutral
Insight
Reggio: Deep Domain Experience Can Impede AI-First Problem Solving
“I think part of it is like sometimes the too much experience or too much knowledge of how to solve a problem and actually be an impediment to thinking differently about it and thinking about it from like an AI first lens.”
James Reggio Jan 17, 2026 ▶ 9:01 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026
Disclosure
Brex transitions operations staff from executing SOPs to building AI prompts
“She's been leaning really aggressively to help every member of the operations organization start rethinking their role as being not people who kind of execute against an SOP, but are people who are going to like build prompts, build evals, and like be, become …”
James Reggio Jan 17, 2026 ▶ 26:52 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026
Assertion Partly supported
Reggio: Brex has roughly 40,000 customers from Fortune 100 to startups
“You can come into this business And build like financial AI applications and instantly have that deployed to roughly 40,000 customers across you know, the fortune 100 down to, you know, tens of thousands of startups.”
James Reggio Jan 17, 2026 ▶ 4:38 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 positive
Disclosure
Reggio: Brex chose full TypeScript over Kotlin/Elixir for agent codebase
“When we started building this new agent code base, like, as we were saying, like, we were answering the question, what would you do if you built a, you know, a Brex disruptor today? And it's like, it wouldn't be to pick Kotlin and Elixir as the backend. And so…”
James Reggio Jan 17, 2026 ▶ 38:58 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 positive
Disclosure
Brex forced all existing engineers to pass its new AI interview
“As soon as we had the interview ready to ship, we started, we said everybody in engineering, including all the managers are going to have to go through this interview. And so we re-interviewed everybody internally.”
James Reggio Jan 17, 2026 ▶ 1:02:29 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 positive
Disclosure
Reggio: Brex gives spot bonuses and biweekly spotlights for AI workflows
“We'll do like spot bonuses for people who have like particularly novel uses of AI on, in their day to day. In our company, all hands, every two weeks, we'll do an AI spotlight. And it's very rarely somebody in EPD for the most part is folks in ETMs, ops financ…”
James Reggio Jan 17, 2026 ▶ 1:00:55 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 positive
Disclosure
Reggio: Brex engineering interview revamp makes agentic coding mandatory
“We adapted our interview loop to be more AI sort of agentic coding native. So instead of we had like a coding and a system design question that we basically have revamped into a project where we'll give you like a brief, Before you come on site and then like a…”
James Reggio Jan 17, 2026 ▶ 1:01:43 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026
Disclosure
Brex built two-tier audit agents to flag and filter expense policy violations
“We built this audit agent that can, like, ingest your SOP and look, also ingest your. And what it does then is it's basically always looking for potential violations. And what it does is it is extremely zealous. Like it wants to have a minimum number of false …”
James Reggio Jan 17, 2026 ▶ 1:10:40 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 positive
Assertion Not checkable as stated
Reggio: Brex Card Product Drives 60% of Direct Revenue
“The folks who say we're kind of a card product, they drive 60% of our direct revenue.”
James Reggio Jan 17, 2026 ▶ 10:59 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 positive
Disclosure
Brex launches 'Quitters Welcome' recruiting pitch encouraging future founders
“We actually launched sort of like a new recruiting and employee value proposition for Brex a couple months ago called Quitters Welcome, where we actually intentionally are leaning into this idea that we have a disproportionate number of folks who go on to beco…”
James Reggio Jan 17, 2026 ▶ 3:29 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 negative
Disclosure
Reggio: Tens of thousands of ROI-negative SMB customers almost threatened Brex
“It ended up being a huge burden for the business almost existential for us to have those tens of thousands of customers that all were ROI negative.”
James Reggio Jan 17, 2026 ▶ 46:07 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 neutral
Disclosure
Reggio: Brex sets minimum ICP at $1M revenue or $10K monthly card spend
“Right now our minimum threshold is, is like a million dollars a year in recurring in, in annual revenue or like 10,000 dollars or more per month in, in card transactions as kind of being like the low end of our ICP”
James Reggio Jan 17, 2026 ▶ 46:27 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 negative
Insight
Reggio: Rapid AI code generation increases incident response risks from knowledge drift
“As well as, like, maybe one of the other facets of being able to generate a lot more code more quickly is, like, the drift between team members as far as, like, understanding of the code that's in their services increases is like everybody's moving faster and …”
James Reggio Jan 17, 2026 ▶ 32:24 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 positive
Disclosure
Reggio: Brex built its internal operational AI management platform in Retool
“Most of the UI UX for this platform is built in retool. And so like you can basically go into retool and there's like a prompt manager, a tool manager, an eval manager.”
James Reggio Jan 17, 2026 ▶ 47:25 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026
Disclosure
Reggio: Brex structures its AI strategy into corporate, operational, and product pillars
“We have like three pillars to our AI strategy. We have our corporate AI strategy, which is how are we going to adopt and like buy AI tooling across the business and basically every single function to be able to 10 X our workflows. And we have our operational …”
James Reggio Jan 17, 2026 ▶ 24:32 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 positive
Assertion Not checkable as stated
Brex replaced human KYC underwriting with automated web research agents
“We've we set up a completely automated Pipeline for evaluating customer applications to get them onboarded instantly to Brex, which is something that used to require human intervention either for underwriting or KYC. But now we basically have a series of agent…”
James Reggio Jan 17, 2026 ▶ 12:49 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 positive
Opinion
Reggio: Brex uses Sierra because CX agent administration is not differentiated
“That's like solving problems that are not differentiated enough for us. I think what, what's interesting about the Sierra that has been really helpful is that again, it's really easy for like the UI and UX of basically administering a Sierra agent is something…”
James Reggio Jan 17, 2026 ▶ 51:23 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026
Disclosure
Brex built a custom framework where sub-agents direct message each other
“We kind of just hit the eject button and built our own framework, which is one in which we have agents that are able to basically DM with other agents and have multi-term conversations amongst themselves to coordinate to complete a task to or like to complete …”
James Reggio Jan 17, 2026 ▶ 18:43 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 neutral
Disclosure
Reggio: Half of Brex agent applications run on Mastra, half internally
“About half of the applications that we're building right now on the agent layer are running on Mastra and then the other half are actually still running on like yet another internally developed framework. Which is a framework that's focused more on networks of…”
James Reggio Jan 17, 2026 ▶ 15:26 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 positive
Disclosure
Reggio: Cursor adoption is uniform across Brex engineering
“It's actually fairly, fairly uniform across the entire engineering department. It's actually kind of funny, like one of our largest cursor users is actually an engineering manager.”
James Reggio Jan 17, 2026 ▶ 7:01 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 bullish
Opinion
Reggio: Brex relies on Greptile for agentic code review
“We're big fans of creptile and we use them for basically all of sort of the Smarter than linting, ah, like, agentic code review, ah, that's been the one solution that we have aligned around that has served us extremely well.”
James Reggio Jan 17, 2026 ▶ 37:50 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 neutral
Disclosure
Brex will freeze engineering headcount at 300 while targeting doubled efficiency
“I like having 300 engineers. Like I would love, love to just, you know, a year from now have 300 engineers, but we're still, you know, a 30, 50, a hundred percent more efficient.”
James Reggio Jan 17, 2026 ▶ 1:05:47 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026
Disclosure
Reggio: Brex built LLM circuit breakers but does not use them
“Like I, we kind of built a couple of those circuit breakers or like the ability to put those circuit breakers in. And I don't believe we're using them for anything.”
James Reggio Jan 17, 2026 ▶ 58:22 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 positive
Insight
Reggio: The Ideal Brex UX Is Just Swiping the Card
“Like the best UI UX for Brex is just the card. Like every single thing that you have to do in the software beyond just swiping the card is like an opportunity for AI to eliminate some work for you.”
James Reggio Jan 17, 2026 ▶ 17:07 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
Jan 17, 2026 bullish
Disclosure
Reggio: Brex targets 80% automated application decisions within 60 seconds
“Like we, as soon as we put our mind to it, we said like, look, no, we want to hit 80% automated acceptance rate for all all startup and commercial businesses that apply for Brexit. Like we want a decision within 60 seconds that's fully touchless, no humans inv…”
James Reggio Jan 17, 2026 ▶ 28:05 Brex’s AI Hail Mary — With CTO James Reggio (acquired for $5B by Capital One!)
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