Bhatraju: Utility payment history beats FICO scores for clean energy financing
Kiran Bhatraju · Tapping the goldmine of consumer energy data · May 26, 2022 · at 8:48
Arcadia CEO Kiran Bhatraju explains how consumer utility account data provides better underwriting signals for distributed energy resource financing than traditional credit scores.
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“What we have found is that on-time payment history can be a better indicator of future payment history than something like a credit score or FICO score”
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