The Ledger
Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.
why aren't all 7 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
Hefets: Top 50% of US households own 99% of total wealth
“99% of wealth, ah, is owned by the top 50%, and the bottom 50% only own one percent of wealth here in the United States.”
Hefets: Bottom 50% of US families own zero percent of directly held stocks
“The bottom 50% Of families and household own one percent of overall equities in the market, and when you look at directly held stocks, so stocks in the stock market, they own zero percent, right?”
Hefets: US homeowners have 75 times the average net worth of renters
“Homeowners, on average, have 75 times The net worth of a renter.”
Hefets: The minimum all-in cost for a US home builder is $200,000
“The cheapest that a home builder can build a home is roughly 200,000 dollars.”
Hefets: Divvy Homes will deploy over $1 billion in capital in 2022
“This year alone will deploy over a billion dollars of capital.”
Hefets: US banks underwrite mortgages more conservatively than Fannie Mae requires
“When the global financial crisis happened, there were such, ah, very high fees and penalties that went for banks that didn't have really strict overlays that actually had a ton of defaults. And so now banks are super nervous To lend to people, and actually tak…”