Zachary Perret

Everything Zachary Perret said on any show that made the record, most notable first. Each card names its show and opens the statement there.

TBPN Prediction Open · timeframe Apr 2035

Perret: Retail consumer stablecoin payments remain 10 to 15 years away

“No, one's going to walk into a Starbucks and buy a coffee with a stable coin. Certainly not for any amount of time that I can think about, you know, maybe, maybe 1015 years in the future.”

Zachary Perret Apr 8, 2025 ▶ 5:09 The ISSUE with MONEY and how to fix it | Zachary Perret on TBPN April 3rd

TBPN Prediction Held up

Perret: Late-stage fintech IPOs like Klarna and Chime are coming soon

“You're about to see a couple of IPOs. So corn is coming soon. We think we've heard that China's coming soon and I've heard that a bunch of others are coming soon.”

Zachary Perret Apr 8, 2025 ▶ 3:32 The ISSUE with MONEY and how to fix it | Zachary Perret on TBPN April 3rd

TBPN Disclosure

Zachary Perret: Plaid built its own real-time data credit score tool

“And so we've built a series of tools, including our own credit score that looks at real time data and brings it into the model.”

Zachary Perret Apr 8, 2025 ▶ 9:56 The ISSUE with MONEY and how to fix it | Zachary Perret on TBPN April 3rd

TBPN Assertion Not checkable as stated

Perret: Fintech is rebounding with heavy early-stage startup formation and mid-stage growth

“There's a ton of startup formation at the earliest stages. In the mid stages, these companies have retold are now back to growth at the late stages.”

Zachary Perret Apr 8, 2025 ▶ 3:25 The ISSUE with MONEY and how to fix it | Zachary Perret on TBPN April 3rd

TBPN Assertion Supported

Perret: AI and deepfakes drive 20-25% annual financial fraud growth

“Online financial fraud is going up at somewhere between 20 and 25% a year off of a gigantic base. Deep fakes are having a big impact on this. A lot of AI tooling is having a big impact on this.”

Zachary Perret Apr 8, 2025 ▶ 8:52 The ISSUE with MONEY and how to fix it | Zachary Perret on TBPN April 3rd

TBPN Assertion Partly supported

Perret: Plaid powers Citi account openings and Invitation Homes rent payments

“Increasingly it's not just fintech companies now, but it's the big banks, the way that you open a checking account with Citi goes through Plaid and then a ton of enterprises. So the way that you pay your rent with invitation homes or a bunch of those all that …”

Zachary Perret Apr 8, 2025 ▶ 0:42 The ISSUE with MONEY and how to fix it | Zachary Perret on TBPN April 3rd

TBPN Disclosure

Perret: Plaid is actively working on stablecoin integration with partners

“Definitely an area that we're participating. We're working with a lot of companies on and we're excited to support.”

Zachary Perret Apr 8, 2025 ▶ 5:26 The ISSUE with MONEY and how to fix it | Zachary Perret on TBPN April 3rd

TBPN Assertion Partly supported

Perret: Only a few hundred mostly small banks use FedNow

“They're like, you know, a few hundred banks and they're mostly small banks that are using it.”

Zachary Perret Apr 8, 2025 ▶ 6:19 The ISSUE with MONEY and how to fix it | Zachary Perret on TBPN April 3rd

One line per show, most statements first. The link opens Zachary's full record on that show: the calibration, argument clarity, speaking style and every statement made there.

Show	Role there	Eps	Statements	Record
20VCLEDGER	Co-founder & CEO, Plaid	0	0	75% 3/4	full record on 20VC →
a16zLEDGER	Co-founder & CEO, Plaid	0	0	71% 5/7	full record on the a16z Podcast →
MADLEDGER	Co-founder & CEO, Plaid	0	0	0% 0/3	full record on the MAD Podcast →
SAASTRLEDGER	Co-founder & CEO, Plaid	0	0	75% 3/4	full record on the Official SaaStr Podcast →
TBPNLEDGER	Co-founder & CEO, Plaid	1	8	50% 2/4	full record on TBPN →