Kristo Käärmann

Everything Kristo Käärmann said on any show that made the record, most notable first. Each card names its show and opens the statement there.

a16z Prediction Not checkable as stated

Käärmann: Future payment processing fees will drop far below 49 bps

“You can't really imagine the future of payments costing even 49 basis points. It doesn't, just doesn't make sense. You know exactly how, if you know how payments, card payments work, you know, electrons go from the terminal or one web browser through the gatew…”

Kristo Käärmann Jan 2, 2019 ▶ 16:23 a16z Podcast | The Future of Money and Monetization

a16z Disclosure

TransferWise spent nine months securing UK regulatory licenses before launching product

“People have told me that I was stupid because I chose the other way. I spent about nine months before showing the product to anyone, going through the FCA, then FSA regulation process and licensing. So we took the way, unlike Uber or Airbnb, to be a fully lice…”

Kristo Käärmann Jan 2, 2019 ▶ 2:01 a16z Podcast | The Future of Money and Monetization

a16z Insight

Käärmann: Customer acquisition for TransferWise is about educating users on hidden fees

“So for us, the customer acquisition problem is really explaining the problem.”

Kristo Käärmann Jan 2, 2019 ▶ 4:36 a16z Podcast | The Future of Money and Monetization

a16z Disclosure

Käärmann: TransferWise pays millions annually across 52 banking partners

“In every country where we are, we have banking partners and infrastructure, so it's about 52 bankers that we, ah, that we pay fees to, and you know, in total, that's multiple millions a year.”

Kristo Käärmann Jan 2, 2019 ▶ 8:46 a16z Podcast | The Future of Money and Monetization

The other half of the tape: Kristo Käärmann's own voice is left out of every number here. Other people bring the name up 1 time in 1 episode across the shows. every mention, with the transcript →

Who brings them up most Tavit Henrikos 1

Every mention by year

One line per show, most statements first. The link opens Kristo's full record on that show: the calibration, argument clarity, speaking style and every statement made there.

Show	Role there	Eps	Statements	Record
a16zLEDGER	Co-founder and CEO, Wise	1	4	—	full record on the a16z Podcast →