Digital Banking

“So even now, right, when I say to you that we're, when I look ahead, I think globally there will be a handful of companies only in the next decade that will truly be doing this business at scale. And managing people's money, transforming that relationship that…”

“The moment we don't need to put a banking branch in every quarter, the cost to serve a customer goes down by 20 to 50 X. The cost to serve somebody goes close to zero.”