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digital banking

2 statements across 2 episodes · 2 bullish · 0 bearish · 2 people on the record · first statement Sep 11, 2023 by David Vélez · across every show →

Everything said about digital banking, oldest first

Sep 11, 2023 positive
Assertion Partly supported
Velez: Branchless digital banking lowers cost-to-serve by 20x to 50x
“The moment we don't need to put a banking branch in every quarter, the cost to serve a customer goes down by 20 to 50 X. The cost to serve somebody goes close to zero.”
David Vélez Sep 11, 2023 ▶ 42:33 David Velez: How AI Changes The Future of Finance | E1059 · 20VC with Harry Stebbings
Jan 31, 2025 bullish
Prediction Not checkable as stated
Only a Handful of Global Companies Will Scale Digital Banking Long-Term
“So even now, right, when I say to you that we're, when I look ahead, I think globally there will be a handful of companies only in the next decade that will truly be doing this business at scale. And managing people's money, transforming that relationship that…”
TS Anil Jan 31, 2025 ▶ 45:35 TS Anil, CEO @Monzo: From Layoffs, Downrounds and Low Employee NPS, To $1BN in Revenue | E1254 · 20VC with Harry Stebbings
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