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Credit Scoring

topic on 2 shows · 2 statements across 2 episodes

Top Founders How I Built This

2 statements about Credit Scoring, every show

HOW I BUILT THIS Assertion Not checkable as stated
Levchin: PayPal never used its purchasing data for credit scoring
“At PayPal, we had access to all this amazing purchasing data. We never once tried to use it for credit scoring.”
Max Levchin Jun 20, 2022 ▶ 28:46 Affirm: Max Levchin (Part 2 of 2)
TOP FOUNDERS Insight
Le Moal: Mobile Data Is the Largest Source for Alternative Credit Scoring
“So you need really to have all the credit scoring and the ability to extract data from all over, you know, the different sources. The biggest one actually being your mobile data.”
Laurent Le Moal May 22, 2017 ▶ 5:03 667: PayU Passes $180M Revenue, New Risk Assesment Product To Grow Financial Services Arm with Ex PayPal CEO Laurent Le Moal

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