Q Well, I mean, you made a strategic decision at some point not to compete directly with firm. You said, you know what? I don't want to take that risk on the balance sheet. Maybe I'll just be the marketplace in the middle. I mean, that was a, that's a very important decision you made. Why'd you make that decision?
A Yeah, it's a great point. I think that what I saw in the market, you know, I'm coming from the payment space. In the payment space, if you think about it, there are tens of thousands of issuing banks, which are very similar to the lenders in the BNPL space. And, and, but then there is the networks Visa and Mastercard that are connecting all those separated issuers into one comprehensive network. Which is allowing each merchant not to choose whether they want to work with this issuer or the other, but to work with all of them. And this is the vision of Charge After. We are building the visa of BNPL, the leading network and platform for the BNPL space. So I saw that there are so many lenders in the market. There will be more, each one of them focusing on a very specific area. We wanted to give the full solution to our, to the merchants, to banks that are using our solution to get into the market. And we want it to be this network that is connecting all the ecosystem.
AI assessment note: “We are building the visa of BNPL, the leading network and platform”