StarZero All shows Try the podcast clipper →

Medad Sharon

Founder & CEO, ChargeAfter · 1 appearance on the record.

computed by AI from the episodes · how this works → · full disclaimer →

founderexecutivechargeafter.com ↗

Meidad (Medad) Sharon is the founder and CEO of ChargeAfter, an embedded lending and point-of-sale financing platform that connects merchants and consumers with multi-lender networks. Prior to founding ChargeAfter in 2016, he spent over six years in executive leadership in the payments sector, including as Vice President of Sales at SafeCharge.

11statements → 7claims → 4claims resolved → 75%fully supported → 4.18/5average certainty → 1.55/5average debate potential →

3 supported 1 partly supported 0 contradicted 3 not checkable as stated how the 7 claims stand · each chip opens the sources

1 prediction · 6 assertions · 1 insight · 3 disclosures · every statement was checked. The prediction and assertions are the 7 claims: statements the public record can support or contradict. 4 are resolved, and 3 name no date, number or outcome precise enough to check. Everything else (opinions, insights, what ifs, disclosures) can never be settled by the record, so it carries no assessment.

The record, in short

What the tape says about how Medad argues and how the claims held up. Everything they said, and everything said about them, is in the tabs below.

Their most notable supported claim

Assertion Supported
BNPL Network Take Rates Fall Far Below 3% to 5%
“No, it's certainly not three to five percent, right? ... It's much less, right? If you look on the payment space, right? When a merchant is typically paying in the U S somewhere between 1.6 to A critical transaction, right? This cost would include the issuing …”
Medad Sharon May 23, 2022 ▶ 20:02 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo

Expressed certainty vs assessment result

none yet certainty 1
none yet certainty 2
none yet certainty 3
83% certainty 4
100% certainty 5

weighted support: a fully supported claim counts one, a partly supported claim counts half. Each filled bar is clickable and opens exactly those claims; "none yet" means nothing said at that certainty level has resolved yet

How they sound: not measured why? →

We measure speaking style by listening to the audio itself, and a fair number needs at least 2,000 words from one person on tape we have measured. There is too little of Medad Sharon on measured tape to publish a rate. This says nothing about how they speak.

Everything Medad Sharon said on Top Founders that made the record, most notable first. Filter by type, assessment or year in the ledger →

Assertion Supported
BNPL Network Take Rates Fall Far Below 3% to 5%
“No, it's certainly not three to five percent, right? ... It's much less, right? If you look on the payment space, right? When a merchant is typically paying in the U S somewhere between 1.6 to A critical transaction, right? This cost would include the issuing …”
Medad Sharon May 23, 2022 ▶ 20:02 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo
Assertion Not checkable as stated
Most BNPL Lenders Approve Only 30% of Applicants
“Each lender is also focusing on specific credit segment. It might be prime, near prime or subprime, which means that they will approve only 30% of the consumers, or in other words, decline 70% of the consumers.”
Medad Sharon May 23, 2022 ▶ 4:08 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo
Assertion Partly supported
Affirm's US Credit Box Excludes Subprime and Revolving Lines
“Because a firm, as an example, they're a great lender. Really, they're a great company, but they have a very specific product to a very specific credit box in a, in, in, in, in the US, right? They don't cover other countries. They don't cover near prime or sub…”
Medad Sharon May 23, 2022 ▶ 5:07 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo
Assertion Not checkable as stated
ChargeAfter Hits Hundreds of Millions in GMV Run Rate
“It's not all times. It's not all times. It's the current volume, the current run rate that we have.”
Medad Sharon May 23, 2022 ▶ 7:54 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo
Assertion Supported
Affirm Refuses to Partner with ChargeAfter's Lending Network
“And by the way, the firm is not working with us in Lenovo or elsewhere, but it's more about the ability to add more players that are believing in charge after vision and in charge after marketplace.”
Medad Sharon May 23, 2022 ▶ 17:41 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo
Insight
ChargeAfter Replicates Visa's Network Model for BNPL Financing
“But in general, our model is similar. We are doing the same thing that visa did in the payment space in the BNPL point of self financing space.”
Medad Sharon May 23, 2022 ▶ 19:10 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo
Disclosure
ChargeAfter Powers Lenovo's Point-of-Sale Financing
“We are working with Lenovo as an example. If you go to Lenovo website, you will see Lenovo financing is powered by charge after, and we are allowing them to offer this to their consumers.”
Medad Sharon May 23, 2022 ▶ 2:57 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo
Disclosure
Visa, Synchrony, Citi, and BBVA Have Invested in ChargeAfter
“We have an amazing investors visa invested in charge after synchrony bank invested in charge of the city bank, BBVA.”
Medad Sharon May 23, 2022 ▶ 5:43 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo
Prediction Not checkable as stated
ChargeAfter Aims for 80 Active Platform Lenders by Year-End
“We have close to 40 lenders already on the platform, which will go probably to 80 by the end of the year.”
Medad Sharon May 23, 2022 ▶ 6:32 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo
Disclosure
ChargeAfter Raises $44 Million in Recent Funding Round
“So in the recent round, we raised forty four million and we had, we added to our existing investor group, which is really great, right?”
Medad Sharon May 23, 2022 ▶ 15:46 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo
Assertion Supported
ChargeAfter Powers Visa Installments for 3- to 18-Month Splits
“We are enabling Visa installments. It's a product of Visa that is enabling the consumer to split his payments over multiple installments from three months to 18 months using his existing code.”
Medad Sharon May 23, 2022 ▶ 18:18 He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands like Lenovo

Appearances (1)

EpisodeDateSpeaking time
He's Processing $100m+ in GMV Run Rate Connecting Lenders like Affirm with Consumer Brands May 23, 2022 13m
Made with StarZero

Turn any episode into a week of clips.

This entire site, over 2,600 episodes transcribed, diarized, checked and made playable, runs on the StarZero media pipeline. Drop in your own episode and the podcast clipper finds the moments worth sharing, cuts them, captions them, and reframes them for every feed.

Try the podcast clipper Learn more