mortgage rates

1 statements across 1 episodes · 0 bullish · 1 bearish · 1 people on the record · first statement Jan 21, 2026 by Raph Howery · across every show →

Everything said about mortgage rates, oldest first

Jan 21, 2026 bearish

Prediction Not checkable as stated

Howery: 3% mortgage rates will probably never happen again in our lifetime

“People are not buying because everybody's still betting that they want to go back to the three percent mortgage date, which probably never going to happen in our lifetime.”

Raph Howery Jan 21, 2026 ▶ 21:26 Bootstrapping to $5M ARR: How Kukun Scales SaaS for Banks and Fintechs

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mortgage rates

Everything said about mortgage rates, oldest first

Turn any episode into a week of clips.