Affirm

“We'll do north of 47, forty eight billion dollars of loans this fiscal year alone.”

“We don't compound interest specifically to make sure that we can pre-price every loan and say you're borrowing 500 dollars and your total interest charges will be 25 dollars or zero dollars if somebody else or merchant is paying your interest for you.”

“But it is true that majority of our shareholder letters contain subtle or not so subtle references to the Big Lebowski, and because it's been public for twenty-ish quarters, and At some point, all the stuff that I've memorized has been used. So now I need to c…”

“Going public, most people will tell you it's this long protracted affair and it's so hard and it's actually not like we decided to go public in September. We were basically ready with everything by November in December of 20, 20”

“They just signed his giant deal with us, like, all right, so we have 1200 employees, 800,000 merchants, I'm just going to give everyone 700 and something merchants to review manually. And so for like a week with no sleep, people are just like manually reviewin…”

“So for a while we'd sort of had this point of view of like you're writing code, do whatever you like and have whatever tools you want. And as the tools improved, we had come more and more sure of what works for us and what we don't like. And so we've been Sort…”