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Ramit Sethi

35 statements across 2 episodes · 7 bullish · 10 bearish · 1 people on the record · first statement Aug 27, 2021 by Ramit Sethi · said 64 times in 15 episodes since 2021 · across every show →

On the record as a speaker too: Ramit Sethi's record, appearances and statements → this page counts the times other people say the name.

Mentions by year

brought up most by Sam Parr (44), Shaan Puri (8), Kevin Espiritu (7), Andrew Wilkinson (3), Austin Rief (1), Ankur Nagpal (1)

tap a year for its mentions
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03620212022202320242025episodes it came up in
00438620212022202320242025episodesmentions per episode
2025 2 mentions in 1 episode
2024 13 mentions in 4 episodes 3 per episode
2023 4 mentions in 1 episode
2022 4 mentions in 3 episodes 1 per episode
2021 41 mentions in 6 episodes 7 per episode

every mention, scene by scene, with the transcript →

Everything said about Ramit Sethi, oldest first

Aug 27, 2021 neutral
Insight
Sethi: When engaged, 25% of trolls apologize and 25% double down
“50% of them will never reply. Of those who reply, 50% will go, oh, oh, my God, I didn't know anyone would actually read this. Oh, I'm sorry. Hey, man, big fan. Which kind of leads to the question, if you didn't know anyone was going to reply, why on earth woul…”
Ramit Sethi Aug 27, 2021 ▶ 26:05 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021
Disclosure
Sethi: An online business program generated $5M to $6M in one week
“We launched another business program. I think it did like five million or six million in one week.”
Ramit Sethi Aug 27, 2021 ▶ 29:58 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021 neutral
Disclosure
Sethi: Banning indebted customers from flagship courses costs him millions annually
“For example, I don't allow people with credit card debt. To join our flagship programs, the higher end ones. That costs us millions of dollars every year.”
Ramit Sethi Aug 27, 2021 ▶ 14:24 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021 positive
Disclosure
Sethi: Invest a minimum of 20% of gross income
“Invest 20% of gross income minimum.”
Ramit Sethi Aug 27, 2021 ▶ 55:45 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021 positive
Disclosure
Sethi: Always maintain a one-year liquid cash emergency fund
“Always have a year of emergency fund cash.”
Ramit Sethi Aug 27, 2021 ▶ 55:38 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021 positive
Disclosure
Sethi: Unbreakable rule to fly business class on flights over four hours
“Business class on flights over four hours. That's a rule. I don't have to debate it or think about it. It's just boom, it's done.”
Ramit Sethi Aug 27, 2021 ▶ 56:28 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021 positive
Opinion
Sethi: Top course creators could easily double revenue by sacrificing integrity
“High integrity. And we can talk about why integrity is lacking in the course business because it is they run the business the way they want to. Each of those could easily double their revenue. Easily. If they did a couple of different decisions, they don't. An…”
Ramit Sethi Aug 27, 2021 ▶ 10:31 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021 bearish
Disclosure
Sethi: I do not own any cryptocurrency
“No.”
Ramit Sethi Aug 27, 2021 ▶ 1:10:59 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021
Disclosure
Sethi: I saved for my wedding in my 20s before meeting my wife
“I started saving, putting money away for my wedding and my honeymoon, like in my twenties before I even met my wife.”
Ramit Sethi Aug 27, 2021 ▶ 1:16:31 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021
Disclosure
Sethi: I spend less than one hour per month on finances
“I spend less than one hour per month on my finances.”
Ramit Sethi Aug 27, 2021 ▶ 1:07:01 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021 neutral
Disclosure
Sethi: I Will Teach You To Be Rich has 50,000 customers
“I have over a million books sold, 50,000 customers.”
Ramit Sethi Aug 27, 2021 ▶ 23:42 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021
Insight
Sethi: People overvalue math and undervalue psychology in personal finance
“Money is not just about math. In fact, we overvalue math and we undervalue psychology”
Ramit Sethi Aug 27, 2021 ▶ 2:42 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021 neutral
Assertion Not checkable as stated
Sethi: Over 50% of his founder friends do not invest in stocks
“Most of my founder friends don't even invest in the market. I would say over 50% of them.”
Ramit Sethi Aug 27, 2021 ▶ 42:40 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021
Disclosure
Sethi: Earn1K course generated $600,000 during its very first launch
“And then at the end, it made 600,000 dollars on our first launch. And we raised the price and never lowered it again, ever.”
Ramit Sethi Aug 27, 2021 ▶ 29:31 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Aug 27, 2021 negative
Insight
Sethi: Over-relying strictly on direct ROI attribution is a massive mistake
“There's more to life than metrics, you Silicon Valley nerds. That's a huge mistake that all these ROI attribution positive. Sometimes, in fact, the best companies know that's why they advertise in Times Square. They can't track that, but they do it because it'…”
Ramit Sethi Aug 27, 2021 ▶ 12:11 Why You Should Have a Diversified Investment Portfolio | My First Million #214 with Ramit Sethi
Jan 6, 2025 negative
Insight
Sethi: Having One Designated 'Money Person' in a Relationship Is Dangerous
“So, in most relationships, there is one money person, and this is a huge mistake.”
Ramit Sethi Jan 6, 2025 ▶ 26:03 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 negative
Disclosure
Ramit Sethi Refuses to Shop at Stores Offering Black Friday Sales
“I don't shop any place that does Black Friday sales.”
Ramit Sethi Jan 6, 2025 ▶ 7:41 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025
Insight
Sethi: Only Adopt Recurring Lifestyle Upgrades if Permanently Affordable
“Be very, very careful before you make a purchase that is recurring, and you don't want to go back. Once you do it, make sure you're solid forever.”
Ramit Sethi Jan 6, 2025 ▶ 21:24 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 negative
Insight
Sethi: There Is No Prize for Living an Unnecessarily Small Life
“But I also think that there is no prize given for living a smaller life than you have to.”
Ramit Sethi Jan 6, 2025 ▶ 50:46 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 positive
Insight
Sethi: Marrying Solely for Love Is an Ahistorical Concept
“When you are married, you are running a business. It is the business of running a household together, and it's only in the last hundred or so years that Americans became infatuated with this idea of love as the only reason to get married. That's ahistorical.”
Ramit Sethi Jan 6, 2025 ▶ 1:52 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 negative
Insight
Sethi: High Earners Must Abandon Low-Yield Optimization Habits Like Reward Chasing
“Part of fighting for simplicity is that as you advance up, whether it be financially, relationally, et cetera, there are things that you simply cannot afford to do anymore.”
Ramit Sethi Jan 6, 2025 ▶ 55:21 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 negative
Insight
Sethi: Financial Dreamers Often Require Subsidies and Fall for Scams
“Dreamers, it's the next gig. It's the next deal. These are the folks who typically fall into get rich quick schemes, and they are incredibly difficult to be partners with. They're not listening. They're not reading my book. Let's put it that way. And the only …”
Ramit Sethi Jan 6, 2025 ▶ 6:56 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 neutral
Assertion Not checkable as stated
Sethi: The 'Avoider' Is the Most Common Financial Archetype
“First, avoider. This is the most common. They avoid money. They do a series of conscious and unconscious techniques to do it.”
Ramit Sethi Jan 6, 2025 ▶ 5:35 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025
Insight
Sethi: Spending Money Is a Skill as Vital as Earning It
“Over time you learn that spending money as a skill is often as important as earning and managing it too.”
Ramit Sethi Jan 6, 2025 ▶ 38:37 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 negative
Assertion Not checkable as stated
Sethi: 50% of Consulting Couples Do Not Know Their Household Income
“50% of couples who talk to me do not know their household income. Five zero. They don't know their household income.”
Ramit Sethi Jan 6, 2025 ▶ 24:15 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025
Insight
Sethi: Add a 15% Buffer to Budgeted Fixed Household Costs
“Typically, I would say add 15%, because there are things that people forget about. That's just a good guideline.”
Ramit Sethi Jan 6, 2025 ▶ 15:15 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 neutral
Insight
Sethi: Feelings About Money Are Uncorrelated With Bank Account Balances
“And what it really shows is the way you feel about money is highly uncorrelated to the amount in your bank account.”
Ramit Sethi Jan 6, 2025 ▶ 25:02 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 neutral
Disclosure
Ramit Sethi Kept His Base Salary Unchanged for 13 Years
“I didn't change my salary for like, 13 years.”
Ramit Sethi Jan 6, 2025 ▶ 18:53 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 positive
Insight
Sethi Recommends Joint Marital Accounts Combined With Individual Spending Allowances
“So the way that you set up your accounts to be united in a marriage, I highly recommend all the money goes into a Joint account. And from there, you each have some of the money flow to a separate individual account, a no questions asked account, which both of …”
Ramit Sethi Jan 6, 2025 ▶ 45:30 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 negative
Opinion
Sethi: Financial Optimizers Make Difficult Romantic Partners
“Optimizers are really hard to be partners with because they always go, how much does it cost? That's all they're concerned with”
Ramit Sethi Jan 6, 2025 ▶ 6:29 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025
Disclosure
Sethi Plans Finances Annually Instead of Tracking Monthly Line Items
“I actually don't look at many numbers on a monthly basis because we plan it on an annual basis and we look at it On a six-month quick check-in, because that gives us time to adapt if we need to, but I'm not trying to look at the freaking price of, ah, noodles …”
Ramit Sethi Jan 6, 2025 ▶ 30:34 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 positive
Insight
Sethi: Annual Financial Reviews Should Start With Photos, Not Spreadsheets
“So in, in every December, we have an annual rich life review, and I would encourage everybody to do this. So we sit down and we do it over several days. We're in no rush. And we start off by just going through our photos from the year and we go like, what were…”
Ramit Sethi Jan 6, 2025 ▶ 10:28 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025
Insight
Sethi: Multiply Wedding Budgets by 2.5x and Travel Budgets by 50%
“So, for example, for like a wedding, You, 2.5 X, like right there. Okay. For a trip for travel, add 50% right off the bat. So if you think your trip is gonna be 3000, it's actually gonna be 45.”
Ramit Sethi Jan 6, 2025 ▶ 14:44 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025
Insight
Sethi: Net Worth Increases Faster Than Psychological Comfort With Spending
“When the numbers change, they change faster than the psychology changes.”
Ramit Sethi Jan 6, 2025 ▶ 35:36 56 Minutes of Money Wisdom for High-Earning Couples
Jan 6, 2025 negative
Insight
Sethi: High-Earning Couples Arguing Over $3 Purchases Have Misaligned Systems
“You should not be talking about three dollar purchases if you're making 200,000 dollars a year. If you are talking about three dollar purchases, you have misaligned your money systems, and you probably don't have a rich life.”
Ramit Sethi Jan 6, 2025 ▶ 45:15 56 Minutes of Money Wisdom for High-Earning Couples
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