Stripe

“We knew them because we were the first European users.”

“When we joined at People. There were very limited number of managers, very limited number of product manager. I think it was a forbidden word at the time. So no product manager that, that function was kind of covered by engineers and managers or engine manager…”

“The AI startups in the cohort that Stripe measured took 11 months to reach one million in ARR after their first sales on Stripe versus 15 for the previous generation of SaaS businesses, and then maybe more impressively, you know, scaling to more than thirty mi…”

“And the first Decagon customer that they released this to reported a 65% drop in support costs.”

“So there are often new startups, less so on the infrastructure side and more so on the applied side, who we would love to buy from, partner with, but they don't have the security protocols and controls in place for us to feel comfortable operating in their sta…”

“AI, that AI 100 group, and you ask the median is in 55 countries in their first year, and 80 countries by their second year. And that is twice the internationalization of equally promising earlier SaaS companies at the same stage of their evolution.”

“Makes spinning up a new model become A weekend project, not a quarter project, because you get kind of out of the box these embeddings.”

“Like, today, these companies generate the majority of their revenue. I think the median is 56% of revenues from international Customers.”

“Businesses on Stripe grew seven times faster last year than the S and P 500.”

“Last year, companies processed about 1.4 trillion dollars on Stripe. To put that in perspective, because it's a lot of zeros, that's about 1.3% of Global GDP. And that number grew 38% year over year in what many experienced as kind of a rocky macro climate.”

“They went from, I think, zero to fifty million ARR in three years. They already sell into a 184 markets.”

“Our detection rate on large merchants went from 59% to 97%.”

“So like perplexity, you may have seen that they recently launched hotel discovery and booking in the app and it's powered by Stripe”

“Those that already hit thirty million in annualized revenue got there in about a year and a half. For comparison, you know, many of us were around five years ago, like the fastest growing SaaS startups on Stripe took, you know, five and a half years to hit tha…”

“Stripe's network handles on average about 50,000 new transactions every minute.”

“I mean, it's pretty clear that MCP is becoming the default way that any single service Stripe or GitHub or Notion talks to an LLM.”

“We recently looked at the Forbes AI-Fifty and 78% of them are Stripe users. That 78% reflects 100% of the Forbes AI-Fifty that accept online payments.”

“And I would say, sort of, on the consumer side, we're mostly hovering level two. You know, people are delegating a little bit of the selection or leaning hard on the AI to help find the product. Maybe a hint of level three, but, like, you know, we're not in th…”

“We just quietly went to public preview on on Stripe Directory, which is just a really easy way for agents to discover providers, and then through Stripe Projects, they can integrate them directly.”

“I think when we enter a world where like the human is not doing any work to execute the transaction, you're not typing in any credentials, you're not navigating to any web pages, the agent's doing it for you then microtransactions become viable, and you pair t…”

“Basically all AI buyers and all AI sellers are on Link and on Stripe.”

“And it's now 70% of its API resource requests are from agents.”

“I see very few scaling or scaled AI companies that are still exclusively subscriptions or seat-based.”

“In the first version of agentic commerce, which for us I believe the very first meaningfully live volume was on perplexity shopping.”

“As an AI company, 58% of Lovable's volume flows through Link.”

“Shared payment token is a new payments primitive that is wallet agnostic, and by the way, also payment processor agnostic. You can pass it over to Addian or whoever else you have. It doesn't have to be processed on Stripe.”

“Microsoft and open AI, we're doing something similar with them, like helping businesses make their products discoverable inside copilot and chat GPT.”

“That's a big reason why on the consumer side, what we're mostly seeing is people are discovering things inside AI apps, but they're still choosing the exact thing, and they're still disproportionately buying Low to mid price stuff.”

“We recently partnered with Google. So merchants can sell right inside AI mode and the Gemini app. So, you know, maybe you shop at JD sports cause I was on the topic of running shoes or fanatics or quince. Those were all early adopters.”

“Link is just Stripe's consumer wallet and three hundred million users use it today.”

“We launched the machine payments protocol or MPP and we built it with Tempo and it's an open standard”

“Agent Traffic to Stripe's documentation grew more than 10 X since we talked a year ago. Agent traffic is now about 40% of all our docs traffic.”

“And 11 Labs is another example, like, they went through the exact same thing, literally, like, started with subscriptions, they recently moved to this sort of pay-go plan and this is just a pattern that we see playing out pretty much everywhere in the AI space…”

“We now look across just about two percent of global GDP.”

“Meta is another example, a little bit of a different flavor, but we're powering checkout right inside ads.”

“So like more than one in six signups at AI companies are this kind of abuse.”

“Free trial abuse has always existed in various forms across the internet, AI or not, but it's more than doubled on Stripe in the last six months, and most of that doubling is coming from AI and AI businesses”