The Ledger, every show
Every statement that passed quotation and attribution checks, across all 44 shows. Pick shows below, then mix any filter with any other.
shows 
every show 44 of 44
TS Anil: Monzo Will Never Hold Mortgages on Its Own Balance Sheet
“Mortgages as an example, I don't think we will ever do it on our own balance sheet, but we already are making mortgages visible to our customers Even if they've not, if it's not a Monzo mortgage, they've taken it from somewhere else in the app, leveraging our …”
TS Anil: Monzo's ARPU Outperforms All Competitor Digital Banks
“Our ARPU is significantly higher than any competitor, right? The stickiness of revenues is higher than anybody else, right?”
Only a Handful of Global Companies Will Scale Digital Banking Long-Term
“So even now, right, when I say to you that we're, when I look ahead, I think globally there will be a handful of companies only in the next decade that will truly be doing this business at scale. And managing people's money, transforming that relationship that…”
Monzo's Next Funding Round Will Target Institutional Investors Over VCs
“In the next round, whenever we do it, we'll get the big institutional investors. So right now we have a few. We have GIC and others who are, you know, institutional investors. But I think our journey looking ahead is not VC names.”
TS Anil: Monzo Is Now the Largest Digital Bank in the UK
“Here we are, right, the largest UK digital bank and, you know, so much more.”
Monzo Will Eventually Offer All Major Asset Classes With Educational Tools
“So the goal was, you know, of course we will offer all sorts of asset classes in time, but really build it around helping customers understand what they're doing,”
TS Anil: Monzo Has Surpassed 10 Million Customers
“We have north of ten million customers now, Harry, right?”
Monzo Aims to Unite All Consumer Finance Products in One App
“We intend to meet all of these needs of a customer, right? Budget, borrow, spend, save, insure, invest, all of that In a single place, right? That's what we're building.”
Monzo Adds Over 200,000 Monthly Users Primarily Through Word of Mouth
“We add over 200,000 new users a month. The vast majority of those are word of mouth.”
Monzo Achieves £145 Retail ARPU and £150 Small Business ARPU
“It's about a 145 pounds. On the retail side. And 505 150 on the small business side.”
Traditional High-Street Banks Generate £300 to £400 Retail ARPU Via Mortgages
“A high street bank Which has disproportionate revenue contribution from mortgages will probably be three, 400. On the retail side.”
Monzo's Investment Waitlist Hit 150,000 After a Single Press Interview
“When we launched our investments product, I literally did one press interview, and by that evening, we had a 150,000 customers add themselves to the waiting list for the Monzo investments product.”
Monzo Reviewers Use the Word 'Love' Seven Times More Than Competitors
“Do you know how many times more likely it is That a customer uses the word love when they're writing a review about Monzo? Seven times more likely than anybody else, right?”
TS Anil: Monzo Will Eventually IPO but Is in No Rush
“We have the luxury of time, right? We have the gift of time because we have plenty of capital to build out our ambition, and not only that, we have extraordinarily supportive investors, patient, but also supportive as in, like, would give us more capital if we…”
Monzo's Revenue Is Split Evenly Across Transactions, Lending, and Subscriptions
“The third is transaction based revenues, interchange FX and so on. The third is on balance sheet lending. When customers take out an unsecured borrowing product from us, loan or an overdraft or Monzo flex. And then the last one third is what I describe as good…”
Over 600,000 Monzo Customers Have Enabled the App's Gambling Block Feature
“The staggering numbers, Harry, more than 600,000 customers have turned that on.”