The Ledger, every show
Every statement that passed quotation and attribution checks, across all 44 shows. Pick shows below, then mix any filter with any other.
shows 
every show 44 of 44
Hammer: Ramsey's 6-7% Retirement Withdrawal Rule Is Dangerous
“They suggest you can withdraw six to seven percent a year. And just live off of it forever. Cause it averages 10% a year, but it makes no sense. Like no financial model agrees with that. You, four percent has a 95% chance of completion. Even four percent is no…”
Hammer got a guest fired for using a racial slur
“I called his boss in the post show and got him fired.”
Hammer: Social Security Faces a 25% Cut Within Five Years
“Social security about to get a 25% cut in literally five years.”
Hammer: Only education, housing, and healthcare increased as US income shares
“School, housing, healthcare. Some of the, it's like the three, only three categories that has gone up as a percentage of our income as Americans over the past hundred years or so. Everything else has gone down. Even groceries, even going out to eat has gone do…”
Hammer: Modern Individuals Have More Disposable Income Than Any Point in History
“It might be a lower percentage of homeowners, but in terms of disposable income that we have, it's better than anywhere else in human history.”
Hammer: 40% of Americans Cannot Cover a $400 Emergency Expense
“40% of Americans can't do a 400 dollar emergency.”
Hammer: Klarna interest reaches 35%, exceeding high-rate credit cards
“And a Klarna loan immediately gets you up to like 35%, where even like the highest credit cards, we're talking 30%.”
Hammer: Nearly 30% of youth bet on sports, with similar gender rates
“Interesting enough, both genders are actually using those sports betting pretty similar. It's like off by like four percent. I think it's nearly like 30% of young people. But pretty close to both genders, but they're not really talking about the young women ge…”
Hammer: College borrowers average $38K debt and 40% drop out
“The average, not median, so average, which is a little boosted, borrows like 38,000 dollars to get a to get a bachelor's degree, if I'm not mistaken, or to go all the way through college. And 40% of those who borrow drop out.”
Hammer: Meal delivery services have a 90% markup
“And then the percentage of those meals specifically getting delivered, which has a 90% markup.”
Hammer: $1,000 monthly dining spend is common among Financial Audit guests
“A thousand dollars going out to eat a month is not uncommon on our show.”
Hammer: Reached $250K net worth at 26 before making YouTube revenue
“A couple of years later, when I went to start the YouTube channel I accumulated a quarter million dollar net worth for a 26 year old, which is obviously way above the median, but that's before any YouTube penny, anything like that. So I went from, you know, ne…”
Hammer: Guests average $20k to $28k debt payoff over 12 months
“It was something like, it was like, 20,000 dollars, 28,000 hours in 12 months is the average high interest debt payoff on our show, which is really good.”
Hammer: Premium network Hammer Elite has 110,000 monthly paying subscribers
“We would do a lot more than that with the doubt wise budget nap a membership or premium membership of shows called hammer elite that a hundred then A 110,000 people subscribed to a month.”
Hammer: Almost Half of Financial Audit Guests Have Accounts in Collections
“Collections. Almost half the episodes we do.”