Ram Palaniappan
Founder & CEO, EarnIn. On 1 show, 1 appearance. The Shows tab opens the full record on each.
founderexecutiveLinkedIn ↗earnin.com ↗
Ram Palaniappan is the founder and CEO of EarnIn, a financial technology platform providing earned wage access. Prior to founding EarnIn, he held leadership roles at UniRush and its prepaid card business, RushCard.
1shows
1appearances
4statements
0resolved
0supported
0contradicted
Everything Ram Palaniappan said on any show that made the record, most notable first. Each card names its show and opens the statement there.
Palaniappan: Earnin approves wage access without credit decisions or SSNs
“We don't say no. If you worked, you get your pay. We don't do any of the decisions. We don't ask for social security number. Don't ask for your phone number. Don't ask for your home address.”
Palaniappan: On-demand wage access eliminates overdraft fees and payday loans
“And when I did this, they were paying all their bills on time, no more overdraft fees, no more payday loans, like their life was much, much simpler, just giving them access to the pay that they had already earned.”
Palaniappan: Earnin operates on voluntary user tips without mandatory fees
“Yeah, I mean, so our product, when people hear about it the first time, it's you can get your pay whenever you want, and we don't charge any fees or interest, so we let the users just pay whatever they would like to pay, so it's get your pay whenever you want,…”
One line per show, most statements first. The link opens Ram's full record on that show: the calibration, argument clarity, speaking style and every statement made there.
| Show | Role there | Eps | Statements | Record | |
|---|---|---|---|---|---|
 a16zLEDGER | Founder & CEO, EarnIn | 1 | 4 | — | full record on the a16z Podcast → |