People, every show

Jean-Denis Greze

Co-founder & CEO, Town. On 1 show, 2 appearances. The Shows tab opens the full record on each.

founderexecutiveengineerinvestor@jgreze ↗LinkedIn ↗greze.com ↗

After leading engineering for seven years as the CTO of fintech platform Plaid and serving as Director of Engineering at Dropbox, Jean-Denis Greze co-founded Town. He is also an active angel investor and co-investor at ASDF Ventures.

1shows
2appearances
89statements
5resolved
4supported
1contradicted
80%fully supported
2said about them ↓

Everything Jean-Denis Greze said on any show that made the record, most notable first. Each card names its show and opens the statement there.

20VC Prediction Not checkable as stated
Greze predicts users will trust AI agents to autonomously share personal data
“I think you'll trust your agent to decide what data to share with other people without you intervening in five years.”
Jean-Denis Greze Sep 7, 2026 ▶ 11:14 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Prediction Not checkable as stated
Greze: LLMs will replace human security teams in classifying and gating data
“As opposed to having humans in your compliance and security team over time, label data and decide what goes where and what can be accessed. I think we'll just start to trust LLMs to do that.”
Jean-Denis Greze Sep 7, 2026 ▶ 14:18 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Opinion
Tech Employees Have Developed an Entitlement Mindset Toward Employers
“I feel that the relationship of many tech employees to their tech employer is the same as like a French citizen to the French government, which is like the employer shall provide all the big problems in life. Or the fall or the, you know, the fault of the empl…”
Jean-Denis Greze Jul 21, 2023 ▶ 28:58 Jean-Denis Greze: CTO of Plaid, the $18B Fintech Startup; How to Hire, Fire & Build Great UX | E1038 · 20VC with Harry Stebbings
20VC Opinion
Rippling Wins by Copying Vertical SaaS Features Into a Suite
“Rippling's building like the next work day and they've taken like, oh, this company does HR analytics. We'll like copy 90% of their good features and we'll make an integrated version that works with your employee directory. Oh, you want to do like global billi…”
Jean-Denis Greze Jul 21, 2023 ▶ 36:15 Jean-Denis Greze: CTO of Plaid, the $18B Fintech Startup; How to Hire, Fire & Build Great UX | E1038 · 20VC with Harry Stebbings
20VC Prediction Open · timeframe Jul 2033
Salesforce Will Lose Its Top CRM Market Position Within 10 Years
“So I would say I am bearish on Salesforce ability to stay number one over the next decade.”
Jean-Denis Greze Jul 21, 2023 ▶ 39:32 Jean-Denis Greze: CTO of Plaid, the $18B Fintech Startup; How to Hire, Fire & Build Great UX | E1038 · 20VC with Harry Stebbings
20VC Opinion
Snowflake Is Overvalued at a $60 Billion Valuation
“Sixty billion? I'm short.”
Jean-Denis Greze Jul 21, 2023 ▶ 54:21 Jean-Denis Greze: CTO of Plaid, the $18B Fintech Startup; How to Hire, Fire & Build Great UX | E1038 · 20VC with Harry Stebbings
20VC Assertion Not checkable as stated
Greze: Building an AI assistant is a top-three priority at Apple and Google
“You want to know, the truth is I know what I'm building is a top three priority at Google and Apple, like in the next 12 months. Not a top 10 priority, like a top three priority.”
Jean-Denis Greze Sep 7, 2026 ▶ 4:38 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Assertion Not checkable as stated
Greze: AI startups subsidize inference costs betting on 18-24 month cost declines
“The answer there for every startup that I know outside of a very few. Is, yeah, it's, well, we're hoping the price, we're hoping the cost curve makes it efficient in 18 to 24 months, right? In the meantime, you're subsidizing in part, right? Because that's wha…”
Jean-Denis Greze Sep 7, 2026 ▶ 22:57 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Prediction Not checkable as stated
Greze: GrokBot faces permanent enterprise resistance due to its brand
“I think some people just won't want to touch it because of brand. And it's like, that's just inevitable. And it's, you know, that's just a thing that they're going to have to deal with forever.”
Jean-Denis Greze Sep 7, 2026 ▶ 38:50 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Opinion
Greze: Apple lacks cloud DNA and does not know how to do cloud
“One, they're not a cloud company. They're just not, it's just not their DNA. They don't know how to do cloud.”
Jean-Denis Greze Sep 7, 2026 ▶ 39:39 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Prediction Not checkable as stated
Greze: Apple's new Siri will lag Town and GrokBot by nine months in capability
“But I think it's going to be good, but it's going to feel not nearly as powerful as Town or GrokBot. Like it's not even going to be there in terms of its capabilities, but it'll be on your phone. It'll be convenient. You'll be able to like enable more data wit…”
Jean-Denis Greze Sep 7, 2026 ▶ 41:03 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Prediction Not checkable as stated
Greze: Humans will never again read every line of code
“We've passed the point where humans will read every line of code. That is never happening again.”
Jean-Denis Greze Sep 7, 2026 ▶ 42:11 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Insight
Grèze: Measuring AI customer success by token consumption causes churn
“It's a dangerous way to think about it, because if you think about it as like, they use more tokens every month that's successful. What if they're using the tokens in a way where the ROI is less clear to them? Meaning they don't realize that they're using toke…”
Jean-Denis Greze Sep 7, 2026 ▶ 44:03 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Insight
Greze: ElevenLabs risks voice quality topping out against open-weight models
“What I don't know is if it tops out, and that's, I think, the risk for something like 11 Labs, meaning, like, we just get voices good enough, and then you can get it. I can put, you know, open weight models on base 10 and get it, but it just doesn't feel like …”
Jean-Denis Greze Sep 7, 2026 ▶ 50:29 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Insight
Greze: AI wrappers face broken economics paying suppliers 70% margins to compete
“And the problem with the frontier is, I have zero pricing power at the frontier. And I mean, I think this is what happened to Cursor, right, at the end. It's like, you can have huge market share and customers love you and everything, but if you're paying your …”
Jean-Denis Greze Sep 7, 2026 ▶ 52:14 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Assertion Not checkable as stated
Greze: Silicon Valley startups routinely inflate headline valuations via blended rounds
“I have seen deals where it's like, I invested like 200 and then the announcement is at 500. And then what you learn is that like, you know, they raised sixty five million and like five millions at 500 and the other 60 is like 200 or 300, right? There's a whole…”
Jean-Denis Greze Sep 7, 2026 ▶ 1:02:48 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Opinion
Greze: Misleading headline valuations on fundraising rounds is unethical toward employees
“Personally, I don't think it's ethical. I don't think it's ethical towards employees. You know, most of all, if you're not, I mean, maybe when you hire someone, you tell them for sure. Because it's like the dilution wasn't that number one. It's not where most …”
Jean-Denis Greze Sep 7, 2026 ▶ 1:03:07 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Prediction Not checkable as stated
Greze: Town can hit $100B valuation with 10M paying users
“I think if we can get about ten million people paying for the product, we can get to that.”
Jean-Denis Greze Sep 7, 2026 ▶ 1:04:01 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Prediction Not checkable as stated
Greze: The AI assistant economy will be paid, not ad-supported
“So I'm a big believer that actually the economy around assistance will be paid for.”
Jean-Denis Greze Sep 7, 2026 ▶ 1:08:43 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Disclosure
Greze: Town spends at least $75K per engineer on developer tools
“I mean, the run rate's at least 75 K per employee, per engineer.”
Jean-Denis Greze Sep 7, 2026 ▶ 1:10:45 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Insight
Greze: AI encourages hiring more engineers by boosting their marginal revenue
“AI means that suddenly that engineer can generate more than they could have before. So maybe before they could only generate a 150 K of revenue. Maybe now they can generate two 50 K of revenue. So suddenly AI makes you hire the incremental person, right? One m…”
Jean-Denis Greze Sep 7, 2026 ▶ 1:12:12 Town vs Instinct vs GrokBot | Why the AI Assistant Market Is Not a Bubble
20VC Disclosure
Plaid CTO Admits He Can No Longer Manage a 20-Person Team
“Like, I don't think I would be a good manager for a 20 person team anymore. I was when I joined Plaid, but I'm like so out of, that was six and a half years ago, like I've lost all those muscles.”
Jean-Denis Greze Jul 21, 2023 ▶ 7:43 Jean-Denis Greze: CTO of Plaid, the $18B Fintech Startup; How to Hire, Fire & Build Great UX | E1038 · 20VC with Harry Stebbings
20VC Assertion Contradicted
Tech Talent Is Moving Back to San Francisco for AI
“There's an exodus from New York to SF that's happening. And from, I'm not saying Miami, but from other places where, where people went and it's around AI because the zeitgeist is here.”
Jean-Denis Greze Jul 21, 2023 ▶ 24:22 Jean-Denis Greze: CTO of Plaid, the $18B Fintech Startup; How to Hire, Fire & Build Great UX | E1038 · 20VC with Harry Stebbings
20VC Insight
Extra Work Makes Promotions Easier as Tech Norms Shift to 40 Hours
“It is much easier for you to get a promo. It is much easier for you to look good if you're willing to do those things, because the average now is, is truly going into this like, you know, 40 hour week kind of thing.”
Jean-Denis Greze Jul 21, 2023 ▶ 28:46 Jean-Denis Greze: CTO of Plaid, the $18B Fintech Startup; How to Hire, Fire & Build Great UX | E1038 · 20VC with Harry Stebbings

Show 24statements(65 left)

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20VC 2

One line per show, most statements first. The link opens Jean-Denis's full record on that show: the calibration, argument clarity, speaking style and every statement made there.

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20VCLEDGER Co-founder & CEO, Town 2 89 80% 4/5 full record on 20VC →
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