Ben Carpel
On 1 show, 0 appearances, plus 1 compilation re-air not counted. The Shows tab opens the full record on each.
1shows
0appearances
9statements
0resolved
0supported
0contradicted
Everything Ben Carpel said on any show that made the record, most notable first. Each card names its show and opens the statement there.
Carpel: VCs frequently retrade deal terms at the last minute
“I've seen so many times where they say yes to you at first, and then they will retrade you, so your terms get worse at the very, very end, right? So a yes is never a hundred percent.”
Carpel: Founders can use Founderpath debt to buy personal real estate
“Unlock the wealth, take the money, and put that into other things. Again, the S&P 500 a commercial building, buy a house for your mom, buy a house for yourself all permissible and all doable with this product.”
Carpel: Closing private equity deals takes months of stress despite buyer enthusiasm
“The point is, with private equity, even when there's a lot of enthusiasm from the other side of the table, it's a slog of many months, a lot, a slog of stress.”
Carpel: Pipe's maximum financing term is 12 months
“I think Pipe's max term is 1212 months, right? So something like this, you may be able to get more like two, two, three years of financing.”
Carpel: SBA loans take two to six months to close
“For an SBA, which is low interest, very flexible, pretty borrower-friendly terms on the whole, it'll still take five or six months at the max. On the fast end, maybe more like two months, but still, Even after they pre-approve you in, you know, month one, ther…”
Carpel: Some non-dilutive lenders prohibit investing funds outside the business
“Some of them may not allow you to take out the money to put it into a commercial real estate investment, or to, Seed another VC you would like to, if you wanted to invest the money and back a friend starting another company, for example.”
Carpel: Non-dilutive SaaS debt interest rates typically benchmark around 10 percent
“What I've seen in the market, it tends to be around 10%, so sometimes it's a little bit, You know, kind of can be as low as eight. I've seen low teens as well. So the bogey I say is 10%. Could be a little lower, kind of like eight percent. Oftentimes I've seen…”
Carpel: SBA loans offer ~7% interest and 10-year terms but require personal guarantees
“Right now, it's, it tends to be seven percent or so, which is not bad for small businesses. Very flexible terms in terms of repayment, and often you can have 10 years to pay back SBA. Lots of paperwork, and as you just said, personal guarantee.”
One line per show, most statements first. The link opens Ben's full record on that show: the calibration, argument clarity, speaking style and every statement made there.
| Show | Role there | Eps | Statements | Record | |
|---|---|---|---|---|---|
 TOP FOUNDERSLEDGER | 0 +1 | 9 | — | full record on Top Founders → |