Fintech Innovation

“And so innovation will start here and then migrate. And the consumers I think are similar in both countries, but I'm sure they'd love to get paid every day in Europe, just like they get paid every day here now. And so you'll see fintech innovation move to Euro…”

“To be successful as a fintech innovation, you want an underwriting advantage and a distribution advantage. If you have both Then you can build a really epic company. If you have one, you might be able to build a pretty solid company.”

“And I think what we saw over the last few years is a lot of what we thought was FinTech innovation was just cheap money. Like that's all it was.”