EarnIn

company on 3 shows · 5 statements across 3 episodes · said 55 times in 29 episodes since 2018

20VC 41 the a16z Podcast 13 A Product Market Fit Show 1

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20VC 41the a16z Podcast 13A Product Market Fit Show 1

2025 1 mention in 1 episode
2021 21 mentions in 12 episodes 2 per episode
2020 21 mentions in 13 episodes 2 per episode
2019 5 mentions in 2 episodes 3 per episode
2018 7 mentions in 1 episode

every mention on every show, scene by scene, with the transcript →

5 statements about EarnIn, every show

PRODUCT MARKET FIT Assertion Contradicted
Brigit, Dave, and EarnIn were the only three EWA players in 2017
“The three companies that existed, including us, in some form trying to solve this problem, and we were all doing it differently. The business models, we never had tips, for example, and our core focus was just only using cash flow data Including being able to …”
Zuben Matthews Jul 14, 2025 ▶ 23:36 How he grew to $100M ARR—then exited for $460M. | Zuben Matthews, Founder of Brigit · PMF Show
a16z Disclosure
Palaniappan: Earnin serves employees across more than 25,000 companies
“Today we do it in a far more automated way for employees from over 25,000 companies.”
Ram Palaniappan Jan 2, 2019 ▶ 3:43 a16z Podcast | Fintech for the People
a16z Disclosure
Palaniappan: Earnin approves wage access without credit decisions or SSNs
“We don't say no. If you worked, you get your pay. We don't do any of the decisions. We don't ask for social security number. Don't ask for your phone number. Don't ask for your home address.”
Ram Palaniappan Jan 2, 2019 ▶ 8:05 a16z Podcast | Fintech for the People
a16z Disclosure
Palaniappan: Earnin operates on voluntary user tips without mandatory fees
“Yeah, I mean, so our product, when people hear about it the first time, it's you can get your pay whenever you want, and we don't charge any fees or interest, so we let the users just pay whatever they would like to pay, so it's get your pay whenever you want,…”
Ram Palaniappan Jan 2, 2019 ▶ 12:23 a16z Podcast | Fintech for the People
a16z Assertion Not checkable as stated
Strange: Earnin generates solid revenue through voluntary user tips, not fees
“And what's particularly interesting about Earn-In is that they found that their consumers are so used to feeling gouged by many of the services out there that they voluntarily choose to tip Earn-In, which provides Earn-In with a very good revenue stream and a …”
Angela Strange Jan 21, 2018 ▶ 7:24 The Next 3 Billion in Financial Services

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