Divi
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the Official SaaStr Podcast 3 
the a16z Podcast
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the Official SaaStr Podcast 3
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BILL's spend management product Divvy is growing roughly 30% year-over-year
“And the spend and expense platform that used to be Divi now built, it's growing exceptionally well. So, roughly, 30% year over year.”
The entire spend management category has fewer than 100,000 business customers
“If you think about it, there is a lot of excitement around the category, but the category is still less than, I don't know, 75,000, a 100,000 businesses that are using the product.”
Lacerte: Bill Went Public Partly to Fund M&A with Stock Currency
“When we went public, one of the reasons was to have a currency to be able to add onto the platform to serve more customers with better products.”
Lacerte: Real-Time Payment APIs Enabled the Modern Spend Management Boom
“So one of the things that cascaded with the technology for card payments Is the ability to control card payments, their APIs, real time. And so that's essentially what Divi is doing, right?”
Hefets: Divvy and major institutional buyers have paused buying homes
“Yeah, I would say, right now, if you look at any institution, whether it's an iBuyer, a single family rental platform, Divi, then we're not buying homes right now.”
Hefets: US home prices will decline 10% to 15% by Q1 2023
“Our view at Divi is that we're gonna start to see heading into Q-one year-on-year declines in home prices across Economist. That is likely to be somewhere around 10 to 15% year-on-year home price declines.”