Cards

topic on 3 shows · 3 statements across 3 episodes

the Y Combinator Startup Podcast A Product Market Fit Show the a16z Podcast

3 statements about Cards, every show

SMBs evaluate credit cards for cashback, missing the embedded software value
“For some people, they see it as points in cashback. They don't see it as anything else. And I think that's largely what the SMB economy looks at cards for. And like, that's what makes this compelling is what We're trying to show them that there's software valu…”
Sahil Phadnis Sep 8, 2025 ▶ 40:19 TechCrunch called this YC founder a fraud at 18—then he built a $10M ARR fintech. | Sahil Phadnis... · PMF Show
a16z Insight
Perret: Payment cards remain non-digitally native relics of an analog era
“One of the most interesting things to me in, in the card landscape is that cards are not a fundamentally digital product. They were built for an analog world. The form factor to a consumer is still really hard. We talk about cards, though most of us don't have…”
Zach Perret Jun 20, 2024 ▶ 14:56 Zach Perret (Plaid) & Simon Khalaf (Marqeta): New Applications in Fintech
Y COMBINATOR Assertion Partly supported
Less than two percent of Nigerian consumer spending uses cards
“So, but just less than two percent of consumer spending is spent for cards.”
Shola Akinlade Oct 16, 2018 ▶ 13:23 Helping African Businesses Get Paid, Shola Akinlade of Paystack · Y Combinator

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