credit card

also referred to as: credit cards

4 statements across 1 episodes · 2 bullish · 1 bearish · 2 people on the record · first statement Nov 27, 2023 by Ben Gilbert · across every show →

Everything said about credit card, oldest first

Nov 27, 2023
Assertion Supported
US Credit Card Launches Surged from 10 to 440 After 1966
“From 1960 to 1966, so this whole era is actually a profitable era for B of A, but no one else knows it. There were only 10 new credit cards introduced in the entire United States, because they did such a good job keeping what became a cash gusher for them quie…”
Ben Gilbert Nov 27, 2023 ▶ 37:20 Visa (Audio) · Acquired
Nov 27, 2023 negative
Assertion Supported
Cash-paying households pay $149 annually subsidizing card costs, Fed finds
“The Federal Reserve Bank of Boston, determined that on average each year, a household that uses cash to pay for things, pays a 149 dollars inflated prices, because all prices, no matter how you pay, have to go up in order to make it so that paying in cash and …”
Ben Gilbert Nov 27, 2023 ▶ 2:41:54 Visa (Audio) · Acquired
Nov 27, 2023 positive
Assertion Supported
Card-using households receive $1,100 per year in value on average
“A card using household receives 1100 dollars in value.”
Ben Gilbert Nov 27, 2023 ▶ 2:42:31 Visa (Audio) · Acquired
Nov 27, 2023 positive
What-if
E-commerce would not have emerged or succeeded without credit cards
“On the other hand, I don't think e-commerce really would have happened, you know, alone. There's plenty of other value creation out there too. Lots and lots and lots, but let's just take e-commerce. I feel like this is Passover. Like, you know, that would have…”
David Rosenthal Nov 27, 2023 ▶ 3:19:03 Visa (Audio) · Acquired
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