Capital One

10 statements across 6 episodes · 4 bullish · 1 bearish · 8 people on the record · first statement Apr 28, 2017 by Jason Brown · said 84 times in 23 episodes since 2016 · across every show →

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brought up most by Harry Stebbings (41), Dan Fougere (7), Bill Cillufo (7), Rory O'Driscoll (5), Mario Schlosser (4), Nigel Morris (3), Sam Blond (2), Jason Lemkin (2)

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2021 31 mentions in 5 episodes 6 per episode
2020 1 mention in 1 episode
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2016 1 mention in 1 episode

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Everything said about Capital One, oldest first

Apr 28, 2017
Disclosure
Brown interviewed 30 bank executives over four months for Head of Credit
“I spent four months. I personally talked to 30 directors and vice Presidents at Capital One, HSBC, Citi, all the big banks, and I kept pushing and pushing until I ended up finding a guy whose name is also Jason, and he's just this incredible genius, top of his…”
Jason Brown Apr 28, 2017 ▶ 6:07 20VC: Why Move Fast and Break Things Is Not Right, How To Instil Radical Candor In Your Organisation & What Founders Must Ask For From Their Investors with Jason Brown, Founder & CEO @ Tally
Apr 22, 2022
Insight
Cillufo: Predictive models built during boom times fail in economic downturns
“No matter how good your modeling technology is, it's only so good as the inputs. And the inputs are only so good as the environment in which they're created. If you're building a business in boom times, and then you hit challenging times, all of your assumptio…”
Bill Cillufo Apr 22, 2022 ▶ 8:27 20VC: How Today's Market Changes How Companies Should Approach Burn and Runway, Are Financing Markets Closing? How To Know When To Pay Up vs Stay Price Disciplined & Why The Most Important Thing in Venture is Generating Positive Selection with Bill Cilluf
Apr 22, 2022 positive
Opinion
Cillufo: Capital One was one of the original fintech companies
“No one called it a fintech at that point in time, but I think there's good case that Capital One was one of the original fintechs and had a wonderful run.”
Bill Cillufo Apr 22, 2022 ▶ 4:09 20VC: How Today's Market Changes How Companies Should Approach Burn and Runway, Are Financing Markets Closing? How To Know When To Pay Up vs Stay Price Disciplined & Why The Most Important Thing in Venture is Generating Positive Selection with Bill Cilluf
Nov 22, 2024 positive
Disclosure
Fougere: Datadog's first enterprise deal was $1.4M with Capital One
“And all of a sudden that was our first enterprise deal, and it was for 1.4 million dollars, and we had never had a deal like that before, and that was about six months in.”
Dan Fougere Nov 22, 2024 ▶ 12:14 Dan Fougere, CRO @Datadog: Why Discounting is Dangerous and Contract Sizes are Misleading | E1229 · 20VC with Harry Stebbings
Jan 29, 2026 positive
Opinion
O'Driscoll: Building Brex to a $5.15B exit before 30 is heroic
“Going back to the first thing, I think it was a great outcome, and I think, you know, you build something from nothing to a five billion dollar outcome before you're 30. Heroic result. Absolutely be praised.”
Rory O'Driscoll Jan 29, 2026 ▶ 1:54 Anthropic Inference Costs Skyrocket |TikTok Deal Closes |The IPO Market:Wealthfront & EquipmentShare · 20VC with Harry Stebbings
Jan 29, 2026 neutral
Assertion Supported
Capital One acquires Brex for $5.15B in cash and stock
“Brex's acquisition by Capital One, 5.15 1,000,000,050 percent cash, 50% shares.”
Harry Stebbings Jan 29, 2026 ▶ 1:11 Anthropic Inference Costs Skyrocket |TikTok Deal Closes |The IPO Market:Wealthfront & EquipmentShare · 20VC with Harry Stebbings
Jan 29, 2026 neutral
Prediction Not checkable as stated
Lemkin: The tech industry will forget about Brex within 24 months
“We're gonna forget about Brex in 24 months. We're gonna even forget whether it was two X's or how to spell it.”
Jason Lemkin Jan 29, 2026 ▶ 6:01 Anthropic Inference Costs Skyrocket |TikTok Deal Closes |The IPO Market:Wealthfront & EquipmentShare · 20VC with Harry Stebbings
Jan 29, 2026 positive
Insight
O'Driscoll: Brex is worth more to Capital One via Discover rails
“Capital One bought Discover Card. Discover Card has a closed network where they get all the money in the interchange. Right? So that's a really powerful asset for them now with, you know, now that they have Brex, they will probably be directing as much of that…”
Rory O'Driscoll Jan 29, 2026 ▶ 13:27 Anthropic Inference Costs Skyrocket |TikTok Deal Closes |The IPO Market:Wealthfront & EquipmentShare · 20VC with Harry Stebbings
Feb 16, 2026 bearish
Prediction Not checkable as stated
Siemiatkowski: Fintechs target market share from legacy banks, not each other
“Whose market share are we eating? You know, Barclays, you know the Wells Fargo's, the Capital One, those are the companies that we are going after, right? So I don't really see there's a big conflict between us. It's more the incumbents that are going to lose …”
Sebastian Siemiatkowski Feb 16, 2026 ▶ 25:39 Klarna CEO: SaaS is Dead: Why Systems of Record Will Die in an Agentic World · 20VC with Harry Stebbings
Jul 20, 2026
Disclosure
Fireworks AI counts Geico and Capital One as enterprise customers
“We have customers like Geico, like Capital One, all these companies.”
Lin Qiao Jul 20, 2026 ▶ 1:26:16 The Open-Source AI Reality | How Token Costs Will Fall 10X & Usage Will Explode 100X | Lin Qiao
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