Holden

“So if you're looking at it, if it's just an inbound option, we're saying five or ten million would be a minimum and we'd look at, but then there's the friends and the individual relationships that we have where there really is no minimum.”

“Maybe there's an allocation that you have to a computer generated quant fund. I can always see that working, but in terms of having that personal relationship, I don't think that's ever going to disappear.”

“Managing a 500,000 dollar client is the same amount of work as a 10 or fifteen million dollar client, right?”

“So we don't have any investments in biotech or pharma or anything like that simply because we don't have a knowledge or understanding where we are confident we can make that investment for our clients.”

“So the way we work at it is, is basically on a client by client basis. Each person has their own unique views and values, and it's not us to force our ethical beliefs on each individual client.”

“So we have a track record of, I believe it's 33 or 34 years now of outperforming the U S index. Or the Canadian index because we keep us portfolio separate from the Canadian because different currencies, but both portfolios have outperformed their market bench…”

“What we do is build discretionary portfolios on a segregated basis, meaning we don't pool client capital together, and we build customized portfolios for each client based on their own unique circumstances, risk tolerance, and time horizon.”

“If they're expecting us to go and, you know, do a lot of call options or short or do a lot of You know, risky stuff in the stock market to try to hit it like a home run. We would not take on that client, but what we would do is create what we believe is our co…”

“The whole goal of a family office is really to support, nurture, and grow, The family members, right? And support them in whatever their passion may like, because they'll, they're going to be successful. Can't really force people into something like into this …”

“So it averages around 15 to 22% a year. What's great about it, it's uncorrelated to anything happens in the world, like interest rates go up and we're still doing well. You know, Ukraine war hits. We're still doing well. You know, there's the risk of the, you …”

“No one's going to see some LinkedIn push or LinkedIn marketing campaign and say, oh, I, I'm comfortable wanting to give this guy ten million dollars. I don't think I'm going to get clients that way.”

“We would never want to be big and so big where. I don't know who you are. I don't know where you live. I don't know about your family. And you just feel like you're just a number at a bank. That's not the way we operate.”

“As our family office, we act as the anchor client. So if I'm going to you, Sean saying, Hey, I really believe in your portfolio. We should be buying you X number of shares of Apple. You have comfort knowing that our family is going to have that exposure as wel…”