The Ledger
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why aren't all 2 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
Goldenberg: Fintechs should optimize cost per offer, not cost per application
“I think an interesting point in the funnel to focus on is a cost per offer, how much it costs us to generate an offer to someone that we're able to do business with. Because if you measure it at the application level, it takes into account all those people who…”
Goldenberg: Relaxing fintech underwriting for growth risks destroying the company
“We have a very difficult growth challenge because not only are we trying to grow fast month over month, and not only are we trying to reduce our CAC customer acquisition cost month over month, we also have this pesky algorithm that kicks away a lot of my leads…”