Jorge Pastine

1 appearance on the record.

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executivefounderoperatorhipotecalo.com ↗

Jorge Pastine is an executive at Hipotecalo, a peer-to-peer and business-to-peer real estate lending platform operating in Argentina and Uruguay. He has a background in corporate finance, turnarounds, and debt restructuring.

7statements → 2claims → 0claims resolved → 3.86/5average certainty → 1/5average debate potential →

2 not checkable as stated how the 2 claims stand · each chip opens the sources

2 assertions · 5 disclosures · every statement was checked. The predictions and assertions are the 2 claims: statements the public record can support or contradict. 0 are resolved, and 2 name no date, number or outcome precise enough to check. Everything else (opinions, insights, what ifs, disclosures) can never be settled by the record, so it carries no assessment.

What they said7 Episodes1

Everything Jorge Pastine said on Top Founders that made the record, most notable first. Filter by type, assessment or year in the ledger →

Assertion Not checkable as stated

Pastine: Hipotecalo scaled loan portfolio from $5M to $15M in year two

“Well, basically at the beginning, we reached five million dollars portfolio, and now we are fifteen million dollars in our second year, and we expect that twenty-five millions for the start.”

Jorge Pastine Jan 10, 2021 ▶ 3:39 Hipotecalo Does $15m in Home Buyer Loans, Charges 13% gives investors 7%, they make the spread

Assertion Not checkable as stated

Pastine: Hipotecalo averages a 13% borrower rate and 7% funding cost

“Basically the average interest rate that we charge to the lenders is something around 13%, and the cost of funding is something around of seven percent.”

Jorge Pastine Jan 10, 2021 ▶ 4:31 Hipotecalo Does $15m in Home Buyer Loans, Charges 13% gives investors 7%, they make the spread

Disclosure

Hipotecalo avoids residential mortgages to target unbanked agricultural borrowers

“Different because basically the residential mortgages sector is financed by the banks. And we focus on other we detected another niche of for our case, which is the people is not bankrupt as usual because That's the case of the agriculture, for example.”

Jorge Pastine Jan 10, 2021 ▶ 7:23 Hipotecalo Does $15m in Home Buyer Loans, Charges 13% gives investors 7%, they make the spread

Disclosure

Pastine: Hipotecalo partners will inject capital for initial $5M portfolio

“Basically we'll, we will inject some capital the partners will inject some capital in order to fund an initial portfolio of five million dollars.”

Jorge Pastine Jan 10, 2021 ▶ 9:56 Hipotecalo Does $15m in Home Buyer Loans, Charges 13% gives investors 7%, they make the spread

Disclosure

Pastine: Hipotecalo lost IP rights on software built with partner developers

“They own it. We lose that, that deal.”

Jorge Pastine Jan 10, 2021 ▶ 12:44 Hipotecalo Does $15m in Home Buyer Loans, Charges 13% gives investors 7%, they make the spread

Disclosure

Pastine: Hipotecalo rolls over loans annually for agricultural borrowers

“Suppose in case we have agricultors that, that we make rollovers in that time every year. Not consistently, but every year we have made a rollover With some of them, because they finance the campaign, the difference campaign every year.”

Jorge Pastine Jan 10, 2021 ▶ 6:51 Hipotecalo Does $15m in Home Buyer Loans, Charges 13% gives investors 7%, they make the spread

Disclosure

Pastine: Hipotecalo is fully bootstrapped without outside capital

“No bootstrapped.”

Jorge Pastine Jan 10, 2021 ▶ 11:13 Hipotecalo Does $15m in Home Buyer Loans, Charges 13% gives investors 7%, they make the spread

Appearances (1)

Episode	Date	Speaking time
Hipotecalo Does $15m in Home Buyer Loans, Charges 13% gives investors 7%, they make the sp	Jan 10, 2021	7m

Jorge Pastine

Appearances (1)

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