Q Okay, so my audience definitely knows sort of Cabbage model, OKR Financial. So if OKR Financial is trying to do and provide sort of credit scoring algorithms to verify, you know, SMBs, historical cohort data, and then give them a loan against that, where does your API come into play?
A So we offer, there's hundreds of sources of information on business customers, so let's just keep it super simple. There are two main categories that lenders want right now. They're either traditional lenders, and what they want is accounting information, because the second a business says, I want money, they say, give me two years of financials, or they're an alternative lender, and then what they want is commerce and cash flow information. And what they're doing is some rendition of, I want a couple months or 12 months of the revenues you're bringing in the door, and I'm going to give you one month. Or let's say, if you're above the crowd, I can't think of a company who might be doing this. They might give you three months. Who does that? Do you know anyone?
AI assessment note: “There are two main categories that lenders want right now.”