The Ledger

Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.

clear all ✕

why aren't all 8 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable

Prediction Not checkable as stated
Constant AI Assistants Will Raise the World's Net IQ by 50 Points
“In general, I think the net IQ of the world is about to go up like 50 points. Like we're surrounded by people, not in Silicon Valley, of course, To quote the Big Lebowski, not a nom, of course. Right. The average IQ is still a hundred. I think the average IQ w…”
Max Levchin Apr 13, 2026 ▶ 1:19:25 Max Levchin: “The Net IQ of the World Is About to Go Up 50 Points” · Sourcery with Molly O'Shea
Prediction Not checkable as stated
Pure-Play Software Lacking Proprietary Data Will Be Replaced
“I think companies that have built software orally and just sell that software are very vulnerable. Like the bar for quality of software is going up rapidly... If you really hate some piece of software that you're using, And it's just software doesn't have some…”
Max Levchin Apr 13, 2026 ▶ 47:02 Max Levchin: “The Net IQ of the World Is About to Go Up 50 Points” · Sourcery with Molly O'Shea
Prediction Not checkable as stated
Consumer AI Will Quickly Flush Out Fine-Print Business Models
“The willingness to put up with random obnoxious things like low quality or crappy terms or products that pretend to be something they're not, like all of that is just gonna get flushed out very quickly. And companies that have business models that are buried i…”
Max Levchin Apr 13, 2026 ▶ 1:20:05 Max Levchin: “The Net IQ of the World Is About to Go Up 50 Points” · Sourcery with Molly O'Shea
Prediction Not checkable as stated
Software Engineering Will Shift from Syntax to Taste
“Maybe soon enough we'll spend zero time learning the exact minutia of syntactic Decisions of each programming language, but the conversation with the machine around what you as a software sculptor would consider to be elegant, I think will remain.”
Max Levchin Apr 13, 2026 ▶ 44:20 Max Levchin: “The Net IQ of the World Is About to Go Up 50 Points” · Sourcery with Molly O'Shea
Prediction Not checkable as stated
AI Productivity Gains Will Amplify the US Competitive Advantage
“I tend to believe in the former just because I'm being an American by choice. You sort of better be a patriot. Otherwise, what exactly were you thinking? And I am. So I tend to think that we will probably end up with just a Amplification of our advantage.”
Max Levchin Apr 13, 2026 ▶ 1:15:37 Max Levchin: “The Net IQ of the World Is About to Go Up 50 Points” · Sourcery with Molly O'Shea
Prediction Not checkable as stated
Entertainment-Driven Shopping Will Never Become Entirely Robotic
“So forms of shopping that are pure entertainment are never going to go entirely robotic.”
Max Levchin Apr 13, 2026 ▶ 52:04 Max Levchin: “The Net IQ of the World Is About to Go Up 50 Points” · Sourcery with Molly O'Shea
Prediction Not checkable as stated
AI Assistants Will Take Over Price Discovery and Deal Hunting
“There's things like price discovery. There's things like Deal hunting and all of that sort of fairly easy to imagine if you're, whenever you caught yourself thinking, I wish I had an assistant to do this for me. You will now like that. That's where it's all go…”
Max Levchin Apr 13, 2026 ▶ 52:11 Max Levchin: “The Net IQ of the World Is About to Go Up 50 Points” · Sourcery with Molly O'Shea
Prediction Held up
Affirm Will Originate Over $47 Billion in Loans This Fiscal Year
“We'll do north of 47, forty eight billion dollars of loans this fiscal year alone.”
Max Levchin Apr 13, 2026 ▶ 59:21 Max Levchin: “The Net IQ of the World Is About to Go Up 50 Points” · Sourcery with Molly O'Shea
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