Unified Payments Interface, every mention

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every year anyone Sharad Sharma 40Siddhartha Ahluwalia 33Bipin Preet Singh 9Sanjay Swamy 6Ritesh Banglani 5Tej Kapoor 4Shashvat Nakrani 4V.S. Sudhakar 3Santosh Panda 3Bhavna Suresh 3

Verbatim, from the transcripts: the passages where Unified Payments Interface comes up

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Why Finding Your ‘Rapido Bet’ and Surviving Your ‘Meesho Miss is the Best Job | Pratik & Brij Nov 4, 2025 · 3 mentions

Lightspeed’s $500M Bet On India With 1/3rd In AI Companies | Dev Khare | Neon Show Mar 28, 2025 · 1 mention

  • ▶ 57:42 Dev Khare And they're leveraging sort of growth drivers in India with UPI and, uh,

10 Unicorns, 5 IPOs, 26 Acquisitions – India’s OG VC, Avnish Bajaj On Why Only Founders Matter Mar 21, 2025 · 1 mention

$200B in UPI,1.3B Aadhaar Users, 943M on ID Platform: Why More Indians Must Know about DPI Mar 15, 2025 · 24 mentions

  • ▶ 1:42 Siddhartha Ahluwalia UPI, Digiatra, and so many other things. 2 times in the scene
  • ▶ 6:39 Sharad Sharma You know, in the financial world was the AA account aggregator, which is now getting extended to all sectors through the DPDP Act and, uh, and flow of payments, which is UPI. 2 times in the scene
  • ▶ 16:16 Sharad Sharma Actually, UPI is a good example of that. 8 times in the scene
  • ▶ 19:22 Sharad Sharma So when you do UPI, they want the same approach.
  • ▶ 22:53 Sharad Sharma Uh, they may, they may say that, uh, you know, we love what UPI has done, but we like to do picks in the spirit of UPI. 2 times in the scene
  • ▶ 33:25 Siddhartha Ahluwalia So like India's FinTech ecosystem, if you see today, the boost it got, it was because of UPI, right?
  • ▶ 44:40 Sharad Sharma And, uh, we have, we have, uh, we did a very poor job of that with Aadhaar, better job with UPI, better still with Depa.
  • ▶ 46:37 Siddhartha Ahluwalia So do our regulators, you know, have built a playbook on their learnings from Aadhaar, UPI, that how does the regulator have to work? 2 times in the scene
  • ▶ 53:02 Siddhartha Ahluwalia For example, folks had assumed a little while back, India became so successful in internalizing the applications of UPI. 3 times in the scene
  • ▶ 1:09:34 Sharad Sharma Uh, similarly, I could say that for UPI.
  • ▶ 1:28:06 Sharad Sharma Significant criticisms that many of us face is that we did not do that for UPI.

Zerodha’s Move Into A ₹68 Lakh Cr Industry | CEO Vishal Jain On Expanding India’s 8% Investor Base Mar 7, 2025 · 2 mentions

  • ▶ 33:25 Siddhartha Ahluwalia UPI got started, uh, because of Jio, the spread, uh, of mobile internet and hinterlands became very popular. 2 times in the scene

$600M AUM, 44 Bets, and a 30x Return Unicorn: Stellaris Venture Partners on Picking Winners Early Feb 14, 2025 · 5 mentions

75 Minutes Of Pure Business Insights From The Man Behind BigBasket, BlueStone & HomeLane Jan 31, 2025 · 1 mention

  • ▶ 39:34 K. Ganesh In my book, I have a chapter on digital public infrastructure and people are already building it, whether it's phone pay or the Paytm or any of this built on UPI.

Ratan Tata’s Inspirational Stories – Former Tata Brand Custodian Shares His Experience | Harish Bhat Jan 10, 2025 · 1 mention

  • ▶ 22:35 Harish Bhat In fact, I've been told by people who worked in Tata Finance at that time, and this was the age before UPI and before digital money.

Entrepreneur First’s Founder On Indian Talent, AI Startups, Selling SaaS Globally And Silicon Valley Aug 2, 2024 · 1 mention

  • ▶ 41:23 unnamed speaker I think it's like an incredible triumph of, um, public-private, uh, collaboration.

Building a $136M Fintech and becoming a leader in Neo Banking in India | Vinay Bagri, Founder, Niyo Jul 26, 2024 · 3 mentions

Reverse Brain Drain, Reality Of Venture Capital And India’s Next 10 Year Explained By Top Indian VCs Jun 23, 2024 · 1 mention

  • ▶ 2:49 Sanjay Swamy The impact of Aadhaar, whether it's the reach of the mobile and the smartphone, whether it is the impact of UPI and what have you.

She Sold Her Companies To ICICI & Pearson, Then Built Portea - Serving 1 Mil Patients In 40+ Cities Jun 14, 2024 · 3 mentions

  • ▶ 37:47 Siddhartha Ahluwalia The time it took government to, you say, adopt UPI and roll out bank accounts for the common people, it'll take much more time for the government to, to get the, let's say, uh, people on, you know, on various government schemes. 3 times in the scene

IAS Turned RBI Governor: Duvvuri Subbarao On CM Chandrababu Naidu, IAS Eligibility Criteria & More May 31, 2024 · 1 mention

  • ▶ 7:45 Duvvuri Subbarao The Reserve Bank of India also regulates and manages payment systems, all the UPIs that you see.

Dear Indians, Watch This Before Moving To America - Varun Mayya’s Brutally Honest Career Advice Apr 13, 2024 · 1 mention

Darkest Indian SCAMS - Jamtara, Aadhaar Data, And Dark Web Secrets I Rahul Sasi I The Neon Show Mar 15, 2024 · 1 mention

How Have Indian Consumers Evolved In The Last 10 Years, Ankush Sachdeva, Founder, ShareChat and Moj Jan 12, 2024 · 2 mentions

  • ▶ 31:44 Siddhartha Ahluwalia Another important thing is that, uh, digital infrastructure that got created in India, social media, share chat, UPI, right? 2 times in the scene

American Venture Capitalist Explains India’s BRIGHT FUTURE by 2030 | Bhaskar Ghosh | Neon Show Dec 9, 2023 · 3 mentions

  • ▶ 17:08 Bhaskar Ghosh These are product companies, and, you know, many other things, factors contributed to the growth, including, you know, UPI, you know, a lot of the government stuff, but the product mentality kind of, those things started feeding off of… 3 times in the scene

India’s Spending Habits, ONDC, Building 10club & More I Bhavna Suresh I Neon Show Dec 6, 2023 · 4 mentions

  • ▶ 0:17 Siddhartha Ahluwalia Do you believe that the impact of ONDC would be as revolutionary as UPI?
  • ▶ 25:46 Bhavna Suresh It is what UPI has done for the financial world and how it has enabled digital payments to become as easy. 3 times in the scene

UPI Struggle Story, India vs The World, BRAIN DRAIN Challenge I Sharad Sharma I iSPIRT I Neon Show Nov 10, 2023 · 25 mentions

  • ▶ 0:00 Sharad Sharma Remember when UPI was launched, SBI and HDSC did not launch UPI in August, 2016. 3 times in the scene
  • ▶ 1:20 Siddhartha Ahluwalia Today, he's co-founder of the company that has played a key role in building India Stack, which includes UPI, DigiLocker, and EKYC.
  • ▶ 20:33 Sharad Sharma So, so then we show them the UPI chart because UPI for somebody to imagine that it went through three valleys of death is very difficult, no? 6 times in the scene
  • ▶ 33:16 Sharad Sharma So I'll tell you this UPI story. 13 times in the scene
  • ▶ 44:15 Sharad Sharma So for just pay for phone pay, UPI was not proven, but they had said we will leverage it. 2 times in the scene

Did Jio SAVE India, Bharat's BIGGEST FLAWS & Helping Indian Farmers | BigBasket Founder on Neon Show Oct 6, 2023 · 5 mentions

Watch This BEFORE Renting Out Your Property In India! | SEBI Manager Deepak Shenoy on The Neon Show Sep 22, 2023 · 6 mentions

  • ▶ 8:33 Siddhartha Ahluwalia We had, uh, the founder of one of the large online brokerages and said it completely changed after UPI. 6 times in the scene

BHARAT’s Decade, Stock Market & IPL Sponsorship - Upstox Co-founder & CEO Ravi Kumar on Neon Show Sep 15, 2023 · 2 mentions

Wealth Creation, Life's Purpose, Brotherly Stories - Paras & Pallav on Building Global SaaS Products Aug 25, 2023 · 1 mention

  • ▶ 1:13:44 Pallav Nadhani I mean, in India, I mean, he was one of the most beautiful examples of pushing India as a country had like miles and miles ahead through his own, uh, different programs and everything, whether it be a talk about UPI, Aadhaar, a whole bunch…

Infosys Ex-CFO: Nehru Vs PM Modi, India’s Future, Corruption I Mohandas Pai on Neon Show Aug 11, 2023 · 1 mention

  • ▶ 25:10 T. V. Mohandas Pai As a, was a very good CEO and did well, but after stepping down as CEO, Aadhaar, and the India Stack, uh, UPI, and ONDC, and, um, you know, the Threads Platform, everything else he has done to create a digital layer in the public-private…

Depression Struggles, Spirituality & Small-Town Mindset | STAGE's Vinay Singhal on The Neon Show Aug 4, 2023 · 1 mention

Startup Investing ft. India's One of TOP SaaS Entrepreneurs & Investors Shripati Acharya of Prime VP May 5, 2023 · 1 mention

The Journey of MBA Chaiwala - Prafull Billore! How Bigger Struggles to Lead to Bigger Successes Apr 24, 2023 · 1 mention

  • ▶ 19:34 unnamed speaker तो कभी-कभी मार्केट में बने रहना भी बड़ी बात कई कंपनियां ग्रोथ नहीं दे पाती पर लगी हुए मार्केट में किसी दिन मार्केट साइज बड़ेगा आप जिसे डी मोनटाइजेशन हुआ किसको पता था पे टीयम यूपी आई और यह आ जाएगा कुछ भी नही

From TaxiForSure to Koo: The Entrepreneurial Journey of Aprameya Radhakrishna Apr 3, 2023 · 1 mention

Breaking Down India's B2B Digital Payment Ecosystem with Cashfree CEO Akash Sinha Mar 27, 2023 · 2 mentions

  • ▶ 16:02 Akash Sinha If you look at UPI users, that number will be around 44, 45 CR.
  • ▶ 42:00 Akash Sinha Risk and fraud is another big area that we see emerging due to the launch of UPI and making digital payments more and more convenient.

The Reality of Web3 That Only Few know ft Santosh Panda, Co-Founder, Foundership Dec 12, 2022 · 3 mentions

The Secret Behind BharatPe’s Massive Success ft. Shashvat Nakrani & Suhail Sameer Oct 10, 2022 · 4 mentions

How Purplle Became a Billion Dollar Marketplace for Cosmetics Ft. Founder, Manish Taneja Sep 19, 2022 · 1 mention

The Framework to Build Category Creators in India ft Bala Srinivasa,Managing Director-Arkam Ventures Aug 30, 2022 · 1 mention

  • ▶ 12:53 Bala Srinivasa And built on the back of UPI, on the back of Aadhaar, on the back of EKYC, Crazy Bee was able to build a very beautiful process flow where money was in someone's bank account in 15 minutes, ok?

The BIGGEST Mistake Founders Make After Funding Ft. Rajiv Srivatsa & Nitin Sharma, Antler India Jul 18, 2022 · 1 mention

  • ▶ 52:53 Nitin Sharma And we've seen this in, in, you know, we obviously have seen this, uh, in the past with SAS and vertical SAS and FinTech and, uh, you know, uh, UPI types of innovations in India going global.

The Story Behind Building 100x Entrepreneur Ft. Siddhartha Ahluwalia & Nansi Mishra May 31, 2022 · 1 mention

  • ▶ 12:47 Sanjay Swamy The first one was, uh, Aadhaar, India stack, and of course, UPI, which has made movement of money, you know, friction-free and, you know, basically free and in real time.

How did Bipin Preet Singh Build a 540 Crore Fintech Product(Mobikwik), with 120M users? May 11, 2022 · 9 mentions

  • ▶ 0:08 Bipin Preet Singh You wouldn't have one UPI app.
  • ▶ 15:18 Bipin Preet Singh I think it was largely a bill aggregation game until about 2012 13 when we launched the app, and also there was some amount of P to P also, so you could transfer money to each other, uh, even though it was just a wallet, because there was… 4 times in the scene
  • ▶ 37:16 Bipin Preet Singh I, we started with payments, wallet, UPI,
  • ▶ 39:16 Bipin Preet Singh I mean, even though people have gotten bank accounts, uh, but number of people, cash is still at, at highest today in the ecosystem, even though people are doing QR and all those transactions, even with UPI, et cetera, there is,
  • ▶ 43:52 Bipin Preet Singh Um, just like, you know, you wouldn't have one bank, you wouldn't have one fintech, you wouldn't have one UPI app. 2 times in the scene

Building A 180 CRORE Women Nutrition Brand! ft. Aarti Gill, Co-Founder, OZiva Apr 18, 2022 · 1 mention

  • ▶ 3:14 Sanjay Swamy The first one was, uh, Aadhaar, India stack, and of course, UPI, which has made movement of money, you know, friction free and basically free and in real time.

How He Built A ₹7,000+ CRORE Logistics Tech Company! ft. Co-Founder of Shiprocket, Saahil Goel Mar 14, 2022 · 1 mention

  • ▶ 1:59 Sanjay Swamy The first one was, uh, Aadhaar, India stack, and of course, UPI, which has made movement of money, you know, friction-free and, you know, basically free and in real time.

Rajesh Jain On The Country’s First Dot-Com Acquisition For $115M! Feb 14, 2022 · 1 mention

Investing Lessons from Anjali Bansal, Founder, Avaana Capital and The next Decade in VC Nov 29, 2021 · 5 mentions

  • ▶ 11:19 Anjali Bansal One, two, having a system like UPI, which makes absolutely seamless ubiquitous digital payments and thus again creates 3 times in the scene
  • ▶ 33:12 Siddhartha Ahluwalia Uh, digital acceleration, uh, UPI has been, you earlier mentioned, uh, right, one of the factors, uh, uh, on digital acceleration, UPI has one of the key, been one of the key factors. 2 times in the scene

​@firstcheque7252 CEO on Early Stage Investing and investments from founders ft. Kushal Bhagia Nov 1, 2021 · 1 mention

Fampay Founder on Fintech for GenZ and Funding ft. Sambhav Jain | 100x Entrepreneur Aug 30, 2021 · 2 mentions

  • ▶ 12:02 Sambhav Jain Because to UPI was growing crazy in 2019 and to have a UPI ID, you need to have a bank account to have a debit card. 2 times in the scene

Mfine founder on Healthcare Technology and Tele-medicine in India ft. Prasad Kompalli @mfinecare Aug 2, 2021 · 2 mentions

Mitesh Shah from being a CFO at Ola & BookMyShow to start Inflection Point Ventures Mar 30, 2021 · 1 mention

  • ▶ 10:38 Mitesh Shah That's when actually he came up with this thought of, uh, you know, doing something in the fintech space, uh, by leveraging on the strength of the QR code, uh, delivering a ubiquitous QR code, which can kind of help customer, uh, to use…

Starting angel investing, understanding spaces & sourcing deals with Arun Venkatachalam Mar 9, 2021 · 1 mention

Sheel Mohnot, Better Tomorrow Ventures on his journey from Fintech Entrepreneur to Fintech VC Aug 3, 2020 · 2 mentions

Ishaan Mittal on how Sequoia India helps founders build high growth companies Apr 9, 2020 · 2 mentions

  • ▶ 11:54 Ishaan Mittal Is again, the highest it has ever been, ah, in addition to the credit card and debit card, ah, we obviously have UPI and there are many, many companies offering that.
  • ▶ 15:29 Ishaan Mittal UPI presents itself as one of the most forward payment infrastructures.

Episode 49 | Sanjay Swamy, Managing Partner, Prime Ventures Jan 27, 2020 · 3 mentions

  • ▶ 13:06 unnamed speaker As much as UPI has had a great run in the last three years, uh, and Paytm prior to that as well, we're still sort of at a very nascent stage.
  • ▶ 51:26 Sanjay Swamy UPI and consent framework and all of these things, uh, not to mention GST and so on. 2 times in the scene

100x Entrepreneur | Episode 46 | Tej Kapoor, Fosun RZ Capital Jan 7, 2020 · 4 mentions

  • ▶ 39:05 Tej Kapoor Also, UPI has made a huge difference in payment space. 4 times in the scene

50 Unicorns and 19 IPOs, Rajan Anandan from Peak XV on investing in CRED, Meesho, Groww & Mamaearth Aug 20, 2019 · 2 mentions

  • ▶ 4:16 Rajan Anandan UPI has been the biggest boon that's happened to the Indian startup ecosystem because now you have, you know, uh, over a hundred million Indians that actually transact online.
  • ▶ 19:37 Rajan Anandan I think fintech, uh, payments has been played out, but just as we thought, uh, payments has been played out with UPI, Bharat Pay comes along and then boom, right?
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