Propelld

“First piece is NPAs because credit losses have different have a You know, high order effect. once your credit losses start coming in, it's very hard to come back as a company, as a lending company, your liabilities you, you're not able to raise liabilities …”

“This is the first time we raised venture. We've spoken to close to a hundred investors probably during that time. So yeah, both during the IQ and Stellaris time and even before that as well. Together we would have spoken to a hundred.”

“Where we project us to be at FI 30 you know, where we want to go for a public listing, we'll be close to around say around 6000 crores sort of assets under management. We right now are close to 1500 crores even.”

“In FYI, our net interest income was 75 crores. In fi-twenty-six, we are doing 150 crores, so doubled our revenues. In fi-twenty-seven, we will grow probably 80%, so two 20 to 30 crores of revenues.”

“Earlier, for example, a new institute that comes up, which is not in our database, would take us, ah, the analyst's bandwidth to figure that out, and that means probably, you know, two, three days, assuming there are bottlenecks, it really does not take two, t…”

“So as an example, in FI-Five, SBI would have given out some 2.25 trillion rupees of loans for home loan. Whereas for education, it would be close to .15 trillion. So 50 next difference.”

“Our NPAs are at a one percent level. You, if you compare it with traditional players, it's one 10th.”

“70% of these students that we give loans to come from a tier three city.”

“In terms of number of students, we give Loans to about one and a half lakh students every year, which matches SBI.”