debt

5 statements across 5 episodes · 0 bullish · 2 bearish · 3 people on the record · first statement Nov 29, 2018 by Alex Rampell · across every show →

Everything said about debt, oldest first

Nov 29, 2018 negative
Insight
Rampell: American homeowners rely exclusively on debt, risking economic instability
“And for most Americans, ah, that own homes, they only have debt. And when they have too much debt, bad things happen to the economy.”
Alex Rampell Nov 29, 2018 ▶ 22:09 When Software Eats the Real (Estate) World
Jan 2, 2019
Insight
Non-transparent consumer debt options restrict retail sales for stores like Walmart
“Walmart wants to sell more stuff. They would sell more stuff. They can't sell more stuff because people are hesitant to buy it because they don't know what going into debt for this particular item has or what that means for them.”
Alex Rampell Jan 2, 2019 ▶ 15:47 a16z Podcast | Money, Risk, and Software
Jan 2, 2019 negative
Insight
Hobson: Debt is poison for small-cap companies without strong cash flow
“Debt is poison if you're small cap and you can't, you know, you don't have the cash flow or you can't finance it. It's a disaster.”
Mellody Hobson Jan 2, 2019 ▶ 44:27 a16z Podcast | Mellody Hobson and Ben Horowitz Talk Investing, Career, and Star Wars!
Jan 2, 2019 neutral
Insight
Rampell: High-conviction appreciation calls for debt over equity financing
“If you're convinced your house will go up 10 X in value in the next year, you should go take out debt. Equity is more appropriate for certain situations, bonds are more appropriate for certain situations, and it's just, it's another option.”
Alex Rampell Jan 2, 2019 ▶ 8:08 a16z Podcast | Real Estate -- Ownership, Asset, Economy
Jan 2, 2019
Insight
Milenius: Debt acts as a time machine pulling future value into present
“Debt money is very interesting because it allows you to sort of see into the future, right? If you have a good expectation of what's going to happen in the future, and you want to access that value right now, you can issue debt against it. So I think of debt a…”
Andy Milenius Jan 2, 2019 ▶ 2:32 a16z Podcast | All About Stablecoins
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