The Ledger
Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.
why aren't all 16 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
Stebbings: Revolut Out-Shipped Monzo On New Product Releases
“Revolut out-shipped the shit out of Monzo on new products.”
Stebbings: Revolut will likely reach a $100B to $150B valuation
“I think everyone is realizing now that Revolut will quite likely be at least a hundred billion dollar company and likely a hundred and fifty billion.”
Storonsky: Revolut obtained its Mexican banking license ahead of Nubank
“So we got a banking license in Mexico, a head of new bank.”
Le Nel: Revolut sets targets so high the company never reaches them
“We never reach our targets, you know, because our targets are much greater than what we, than what we're achieving.”
Uber, Airbnb, Meta, and Revolut didn't use event tracking early on
“I actually think that if you look at Uber, Airbnb, Meta, they don't use events, or at least not in the early days. We didn't use events at Revolut.”
Blomfield: European neobanks N26, Revolut, and Monzo failed initial US expansion
“N-twenty-six has failed, Revolut's failed, Monzo's, the first go's failed”
Siemiatkowski: Klarna operates proprietary payment rails capturing itemized receipt data
“We have our own payments network. Just like Amex, we have our own Rails. Every time you shop with Klana, the information that flows on the rails isn't just the amount that you purchase for. It's the exact products. We have the full digital receipt.”
Harry Stebbings: Revolut will probably reach a $100 billion valuation
“Revolut is a forty-five billion dollar company now, and I think it'll probably be a hundred billion dollar company.”
Revolut grew fastest in Ireland, Romania, and Poland, not the UK
“So if you think about Revolut against Monzo, right, like the markets we grew the fastest wasn't the UK. It was Ireland, it was Romania, Poland.”
Revolut user surge stretched customer support wait times to four weeks
“Suddenly KYC times, right? Went from three minutes to, or a minute, right, to suddenly like two weeks. Customer support waiting lines went from, I don't know, 10 minutes to four weeks.”
Gibson: Revolut's executive team has stayed stable for up to eight years
“I think one of the most amazing things about Revolut is that we have a senior team who have been in the company now for quite a long time, and it's been relatively stable. And I've worked now with a bunch of people, my peers, and I've worked with them for, wel…”
Stebbings: Revolut is incubating 26 new products in an internal venture lab
“Revolut internally has 26 new products that they are kind of baking in their venture lab, and they have insane testing, metric testing every week with Nick to determine what makes it to main stage, and they run them like little venture teams with different fun…”
Le Nel: Revolut is actively working on launching a mortgage product
“Well, we're working on it. I want mortgage.”
Harry Stebbings: Chime is worth roughly a quarter of Revolut
“Chime, you know, is probably a quarter of the enterprise value of Revolut now.”