fintech startups

“You can basically take the HSBC webpage and start tearing it apart. There's a startup, you know, for every little pixel, right, on the HSBC webpage doing a different service. There's a startup going after them, right? It's a bunch of piranhas attacking, attack…”

“Yes. I, in many ways, I find it scary, but that's supply and demand speaking. I think we spoke about the cycle. I think we will see that changing as the cycle changes.”

“I think if you look at the next five, 10 years, I think we're going to have a second wave of companies that say, compared to this first wave, isn't there a better way of doing it? And I think you will find much more sophisticated setups structurally within the…”

“I think the good companies, they are having sector-specific funds in, and the ones that are getting funded, like, I think it's because the investors actually just don't understand what They're investing either, and think they'll just be able to break some of t…”

“You can't just unbundle, pick a product and go. You've got to find a high consumer pain point wedge that is going to enable to get you customers cost effectively.”

“In 20, 20, 20, 21, every company we funded, there were five companies just like it. Also with great founders, with great investors. And so what ended up happening is a bunch of capital went into these companies and five companies serving the same customer set.…”