The Ledger

Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.

clear all ✕

why aren't all 8 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable

Disclosure
Kukun charges $10,000 to $50,000 monthly for average 20,000-usage tiers
“No, no, it's a, it just ranges between, it depends on the bells and whistles, but it ranges between 10,000 a month to about, let's say, 50,000 a month.”
Raph Howery Jan 21, 2026 ▶ 7:36 Bootstrapping to $5M ARR: How Kukun Scales SaaS for Banks and Fintechs
Disclosure
Kukun has raised $7M from private investors excluding founder capital
“If you exclude me about seven million.”
Raph Howery Jan 21, 2026 ▶ 11:54 Bootstrapping to $5M ARR: How Kukun Scales SaaS for Banks and Fintechs
Disclosure
Kukun CEO Raph Howery has personally invested over $1M into Kukun
“Let's say we, I put in north of a million dollar into that business.”
Raph Howery Jan 21, 2026 ▶ 12:08 Bootstrapping to $5M ARR: How Kukun Scales SaaS for Banks and Fintechs
Disclosure
Kukun CEO: 85% of company headcount is in India and Colombia
“I would say 85% of the company is between India and Colombia.”
Raph Howery Jan 21, 2026 ▶ 14:22 Bootstrapping to $5M ARR: How Kukun Scales SaaS for Banks and Fintechs
Disclosure
Howery: Kukun has at least one year of cash runway left
“We have about a year at least.”
Raph Howery Jan 21, 2026 ▶ 15:27 Bootstrapping to $5M ARR: How Kukun Scales SaaS for Banks and Fintechs
Disclosure
Howery gave up a nearly $1M annual corporate salary to launch Kukun
“Let's say in close to a million dollars a year, and let's say a lot of other perks.”
Raph Howery Jan 21, 2026 ▶ 16:33 Bootstrapping to $5M ARR: How Kukun Scales SaaS for Banks and Fintechs
Disclosure
Howery retains over 50 percent equity ownership in Kukun
“Over 50%. Definitely over 50%.”
Raph Howery Jan 21, 2026 ▶ 22:34 Bootstrapping to $5M ARR: How Kukun Scales SaaS for Banks and Fintechs
Disclosure
Despite raising $7M, Kukun has never raised a priced equity round
“We never did a price valuation. We did convertible notes. so beyond that, I have not really pulled any money in the last four years, three years.”
Raph Howery Jan 21, 2026 ▶ 22:44 Bootstrapping to $5M ARR: How Kukun Scales SaaS for Banks and Fintechs
Made with StarZero

Turn any episode into a week of clips.

This entire site, over 2,600 episodes transcribed, diarized, checked and made playable, runs on the StarZero media pipeline. Drop in your own episode and the podcast clipper finds the moments worth sharing, cuts them, captions them, and reframes them for every feed.