The Ledger

Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.

clear all ✕

why aren't all 13 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 1 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable

Assertion Not checkable as stated
Talley Invented Hilton's Automated Text Messaging Over 15 Years Ago
“Hotels, and if you ever stayed at Hilton and you get a text message, I invented that over 15 years ago.”
Larry Talley May 11, 2023 ▶ 2:14 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Insight
Talley: Hiring friends at seed stage succeeded due to loyalty
“And hiring my friends with what I thought was the right move or potentially would lead to a disaster. really turned out to be, in my world, a really a great thing. Because these people were really loyal. and they spent time with me over the years. So, …”
Larry Talley May 11, 2023 ▶ 5:23 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Assertion Not checkable as stated
Talley: Phone-number payments are proven safer than plastic cards
“We proved that it's actually much safer to do a transaction through us with a phone number than it is with a piece of plastic.”
Larry Talley May 11, 2023 ▶ 10:20 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Prediction Not checkable as stated
Everywhere Is on Track to Exceed $25M in Revenue in 2023
“We are on track right now to exceed over probably about twenty five million in revenue this year.”
Larry Talley May 11, 2023 ▶ 4:10 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Insight
Talley: Engineer founders overbuild products, overwhelming venture capitalists
“Because at the end of the day, as a software engineer, I was building too much. Because ultimately when I went and put this in front of VCs, I had an app. I had a text messaging system. I had a payments company. And what I was being told was, You have too…”
Larry Talley May 11, 2023 ▶ 6:05 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Assertion Not checkable as stated
Everywhere Sends More SMS Bills Than Paper for Statement Partners
“In fact, there's more text messages going out with a lot of these companies than there are pieces of paper.”
Larry Talley May 11, 2023 ▶ 8:39 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Assertion Partly supported
Talley: Bank of America, Wells Fargo, and Visa use Everywhere's platform
“So if we use Bank of America, KeyBank, Wells Fargo, all those banks today are our customers and leverage this platform. The car networks, Visa, and Discover leverage our platform.”
Larry Talley May 11, 2023 ▶ 12:02 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Insight
Closing One Partner Takes the Same Effort as 1,000 Direct Sales
“When I was coming up, building out this product, it was, do I want to knock on a thousand doors or knock on one door that has a thousand customers already, right? And I find that it's really about the same amount of time.”
Larry Talley May 11, 2023 ▶ 13:38 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Assertion Not checkable as stated
Everywhere Grew From $1M in 2018 to $3.5M After Relocating to Austin
“Because back in 2018, we barely broke a million. But after moving the company to Austin, we accelerated very quickly over to almost, really over three and a half million.”
Larry Talley May 11, 2023 ▶ 3:55 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Assertion Supported
Everywhere Partnered With Visa for Healthcare Billing During the Pandemic
“We struck a deal with visa throughout the pandemic, and it quickly accelerated to a lot of their customers, mainly in healthcare.”
Larry Talley May 11, 2023 ▶ 8:08 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Assertion Open · timeframe May 2026
Talley: T-Mobile adopted Everywhere's mobile payment system
“Even companies like T-Mobile and other large enterprise companies really started adopting this as a payment method.”
Larry Talley May 11, 2023 ▶ 9:37 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Assertion Supported
Talley: Everywhere certifies phone numbers directly with banks and card networks
“Everywhere, certified your phone number directly with the banks and the card networks, and we're able to use a network token that's shareable across merchants and across acquirers.”
Larry Talley May 11, 2023 ▶ 10:03 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
Assertion Not checkable as stated
Talley: Everywhere has grown past 10,000 customers and 18,000 users
“So our portfolio has grown well over 10,000 customers today, and over 18,000 users log on to our system.”
Larry Talley May 11, 2023 ▶ 12:20 3 Phases: Get People, Product, and Profit Right at Each Growth Stage
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